Volunteer leaders are needed for both RSVP Bone Builders and Tai Chi: Moving for Better Balance. No experience is necessary to become an instructor for either program, although the first training step is to attend a class and observe. Interested volunteers will need to attend training dates scheduled in October.

RSVP is an age 55+ volunteer engagement program that oversees the two distinct exercise programs designed for seniors. The program’s trained instructors make a difference in the lives of those enrolled in the class, as well as contribute to their own well-being by engaging in a regular exercise program. Both RSVP exercise programs are free and open to the public.

Volunteer positions are available in RSVP’s four-city service area of Oxnard, Ventura, Camarillo and Port Hueneme. Call 805-385-8023 to learn more about the training. To see current class locations, go to http://seniors.oxnardrec.org.

RSVP is a volunteer recruitment and placement program, helping people 55 and older find volunteer positions that match their interests, talent and available time. Oxnard RSVP has about 550 members and is locally sponsored by the City of Oxnard with grant funding from the federal Corporation for National and Community Service. To learn more about the benefits of being an RSVP member or for help finding a volunteer position, call 805-385-8019.

by Lisa M Cini

Each year in the U.S. one in four people over 65 experiences a fall. It’s a common problem and can lead to a loss of independence, hospitalization, lack of confidence, and in some cases death. Avoiding falls in the first place is a vital aspect of living independently. Here’s how to prevent accidents in the home and make living independently a positive experience.

Assess Your Living Space. A few simple adjustments can mean the difference between falling and living independently safely. Take a minute to answer the following questions:

Is there a phone within easy reach?

Are there rugs on a polished floor surface?

How easy is it to get around your room?

Is clutter posing a hazard?

Do you need better lighting?

Get Safe Flooring. Making your floor as safe as possible is essential for preventing falls.

Invest in anti-slip tiles for bathrooms and kitchens to avoid sliding on water spillages or polished surfaces.

Make sure any rugs have anti-slip fixtures underneath to avoid slipping across the floor.

Consider a contrasting color for steps and rails to make them easier to see.

Since your feet spend so much time on the floor, make sure you have well-fitting shoes and slippers. Avoid flip-flops and flimsy footwear as these easily lead to trips and slips.

Consider the Lighting. Lighting equipped with sensors to come on when movement is detected is very helpful for stairs and bathrooms –or any room, really. Amber colored night lights help you see around the home at night and should be placed in stairs and bathrooms.

Install Handrails to Keep You Steady. Having a handrail in all high-risk places, such as the shower or stair, is another example of an easy adjustment to prevent falls.

Make the Garden Safe. Gardens are full of hazards so make sure your green space is as safe as possible.

Clear moss and old leaves from the paths to minimize the risk of slippery spaces.

When it is icy, make sure you lay some grit and have someone clear your paths.

Avoid too many pots and ornaments as they are easy to trip over.

Install lighting so you can see your way along paths in the dark.

Remember that you don’t have to do all the work in the garden or house yourself; you can get help from others to do the heavier jobs, which lessens your risk of falling.

Remove Clutter. Clearing clutter from steps and floors helps you avoid slips and trips. Don’t leave things lying around on the floor where they can cause a hazard. And avoid trailing wires when using electrical items.

Don’t stretch or balance on step ladders to get things on high shelves or awkward places, as it leads to falls.

Make sure you organize your living space so things you use frequently are within easy reach and you don’t need to climb on steps.

Avoid carrying too much at one time as this can set you off balance, resulting in a fall.

Join a Pilates / Yoga class or other exercise programs designed to help you avoid falling by maintaining good balance, core strength and posture techniques. Some exercises are chair-based, but most are gentle and set at a pace that the group can follow.

Footwear is important in the prevention of falls.

Give yourself time to adjust when moving from a sitting position. This helps you avoid dizziness from changes in blood pressure.

Taking these few easy steps to make your living space safer will help you avoid falls and stay independent for longer in your home.

Lisa is the author of The Future is Here: Senior Living Reimagined, Hive: The Simple Guide to Multigenerational Living, and BOOM: The Baby Boomers Guide to Leveraging Technology, so that you can Preserve Your Independent Lifestyle & Thrive.

Editor: Once again we have an article on fall prevention because it is so important for seniors.

by Anne-Marie Botek

It can be difficult to admit that a loved one’s health has declined so much that pursuing further curative treatment is either impractical or impossible. Choosing comfort care is usually the next step, but many patients and their family members hesitate or second-guess themselves when this delicate decision arises. However, families can lose out on valuable time with terminally ill loved ones if they wait too long to seek hospice care.

According to the National Hospice and Palliative Care Organization, 27.8 percent of Medicare hospice patients received comfort care for a week or less in 2017, and a whopping 50 percent of this cohort received care for less than 25 days. While hospice care is meant for individuals with an estimated life expectancy of six months or less, the data suggest that families are not seeking this specialized care until the last minute.

“The full benefits of hospice care cannot be experienced in just a day or two,” explains Myles Zuckerman, MD, team physician at Family Hospice and Palliative Care in western Pennsylvania. “It makes me sad to get calls from family members who realize their loved one is dying within a few hours or days because they can’t make the most of the care provided.”

Of course, a reluctance to talk about and accept death is part of why hospice is seen by many as a last resort, but a lack of information and even misinformation about the services hospice provides also contributes to delays in care.

The Benefits of Hospice Care

Terminally ill individuals often experience pain as they approach the end of life. One of the most well-known goals of hospice care is to enhance a dying person’s quality of life by alleviating as much of this pain as possible. The sooner a senior receives a hospice referral, the sooner they are able to get relief from pain and other physical symptoms in lieu of curative treatment.

But hospice care encompasses far more than symptom management. Multidisciplinary hospice care teams consist of multiple professionals, including physicians, nurses, aides, social workers, psychologists, volunteers, musicians, therapists and spiritual counselors. This team works together to help patients and their families cope with the physical, spiritual and emotional aspects of dying.

This holistic care approach and focus on maintaining quality of life can make it possible for a senior to have more pain-free time to spend with their loved ones. Furthermore, hospice care can reduce the likelihood that a patient will spend their final months in and out of the hospital—a common scenario that proves to be very stressful, upsetting and expensive to patients and families alike.

Con artists may try to get your Medicare Number or personal information so they can steal your identity and commit Medicare fraud. Medicare fraud results in higher health care costs and taxes for everyone.

Protect yourself from Medicare fraud. Guard your Medicare card like it’s a credit card.

Remember:

• Medicare will never contact you for your Medicare Number or other personal information unless you’ve given them permission in advance.
• Medicare will never call you to sell you anything.
• You may get calls from people promising you things if you give them a Medicare Number. Don’t do it.
• Medicare will never visit you at your home.
• Medicare can’t enroll you over the phone unless you called first.

Learn more tips to help prevent Medicare fraud.

Check regularly for Medicare billing fraud. Review your Medicare claims and Medicare Summary Notices for any services billed to your Medicare Number you don’t recognize.

Learn more about how to spot fraud.

Report anything suspicious to Medicare. If you suspect fraud, call 1-800-MEDICARE.

by Rick Beavin, California Market President Humana

If you’re one of 56 million Americans eligible for Medicare, it’s important to understand coverage options when selecting your health plan for 2020. Research can take time, and many people find working with a licensed health insurance agent helpful when deciding between Original Medicare, Medicare Advantage plans, Prescription Drug Plans and Medicare Supplement plans. Answering these five questions can help you make an informed choice during the Medicare Annual Election Period, October 15 to December 7:

Are my doctors, hospitals and specialists in network? Most Medicare Advantage plans offer online tools to help you find doctors and hospitals that are in a plan’s network. A licensed agent can also help you look up hospitals and doctors to see if they’re in a plan’s network and taking new patients and confirm what’s in network if you’re a seasonal resident.

Which plans will cover my prescription drugs? Original Medicare does not cover most prescription drugs. Many Medicare Advantage plans include prescription drug coverage, or you can sign up for a Part D Prescription Drug Plan separately. A licensed agent can look up the medications you would like covered and help you estimate what the cost of each drug would be on a plan.

Are there new, innovative benefits I should consider? Beyond vision, hearing and dental coverage, if you aim to become healthier, look for fitness program benefits as many Medicare Advantage plans offer a gym membership. If you travel or appreciate technology, virtual doctors are helpful services when you can’t see a doctor right away. Most Medicare Advantage plans now offer transportation to doctor appointments and the gym.

Will a zero monthly premium plan save me money? Private insurers help keep premiums down through programs like disease and chronic care management, which help people better manage health conditions and, in turn, reduce medical costs. You’ll still need to pay your Medicare Part B premium, which covers medical services and preventive care. You might want to use the additional premium dollars you save for out-of-pocket medical costs, such as co-pays.

Do I need to sign up for Medicare Parts A and B if I’m still working? If you or your spouse have health insurance from an employer, you can delay enrolling in Medicare until the employment or the coverage stops. At that point, you’re entitled to a special enrollment period of up to eight months to sign up for Medicare without incurring any late penalties.

Resources are available to help you in this process, including licensed sales agents, local seminars, and websites such as medicare.gov and humana.com/Medicare. You can also call 1-800-MEDICARE (1-800-633-4227) (or TTY: 1-877-486-2048) 24 hours a day, seven days a week, or call Humana at 1-800-213-5286 (TTY: 711) 8 a.m. to 8 p.m. local time seven days a week.

As with any major decision, proper research will go a long way toward making the best plan choice for your personal health care needs.