Category Archives: Senior Living

Alzheimer’s is a brain disorder that slowly destroys memory

Alzheimer’s was named after Dr. Alois Alzheimer.

by National Institute on Aging

Alzheimer’s disease is a brain disorder that slowly destroys memory and thinking skills, and, eventually, the ability to carry out the simplest tasks. In most people with Alzheimer’s, symptoms first appear later in life. Estimates vary, but experts suggest that more than 6 million Americans, most of them age 65 or older, may have dementia caused by Alzheimer’s.

Alzheimer’s disease is currently ranked as the sixth leading cause of death in the United States, but recent estimates indicate the disorder may rank third, just behind heart disease and cancer, as a cause of death for older people.

Alzheimer’s is the most common cause of dementia among older adults. Dementia is the loss of cognitive functioning — thinking, remembering, and reasoning — and behavioral abilities to such an extent that it interferes with a person’s daily life and activities. Dementia ranges in severity from the mildest stage, when it is just beginning to affect a person’s functioning, to the most severe stage, when the person must depend completely on others for help with basic activities of daily living.

The causes of dementia can vary, depending on the types of brain changes that may be taking place. Other dementias include Lewy body dementia, frontotemporal disorders, and vascular dementia. It is common for people to have mixed dementia — a combination of two or more types of dementia. For example, some people have both Alzheimer’s disease and vascular dementia.

Alzheimer’s disease is named after Dr. Alois Alzheimer. In 1906, Dr. Alzheimer noticed changes in the brain tissue of a woman who had died of an unusual mental illness. Her symptoms included memory loss, language problems, and unpredictable behavior. After she died, he examined her brain and found many abnormal clumps (now called amyloid plaques) and tangled bundles of fibers (now called neurofibrillary, or tau, tangles).

These plaques and tangles in the brain are still considered some of the main features of Alzheimer’s disease. Another feature is the loss of connections between neurons in the brain. Neurons transmit messages between different parts of the brain, and from the brain to muscles and organs in the body.

How is Alzheimer’s disease diagnosed? Doctors use several methods and tools to help determine whether a person who is having memory problems has Alzheimer’s disease.

To diagnose Alzheimer’s, doctors may:

Ask the person and a family member or friend questions about overall health, use of prescription and over-the-counter medicines, diet, past medical problems, ability to carry out daily activities, and changes in behavior and personality.

Conduct tests of memory, problem solving, attention, counting, and language.

Carry out standard medical tests, such as blood and urine tests, to identify other possible causes of the problem.

Perform brain scans, such as computed tomography (CT), magnetic resonance imaging (MRI), or positron emission tomography (PET), to support an Alzheimer’s diagnosis or to rule out other possible causes for symptoms.

These tests may be repeated to give doctors information about how the person’s memory and other cognitive functions are changing over time.

Which vaccines do older adults need?

”It didn’t hurt at all!”

by National Institute on Aging

As you get older, your doctor may recommend more vaccinations, also known as shots or immunizations, to help prevent certain illnesses.

Talk with your doctor about which of the following vaccines you need. Make sure to protect yourself as much as possible by keeping your vaccinations up to date.

Coronavirus (COVID-19) is a respiratory disease that causes symptoms such as fever, cough, and shortness of breath. It can lead to serious illness and death. Studies show that COVID-19 vaccines are effective at keeping people from getting COVID-19. Getting a COVID-19 vaccine will also help keep you from getting seriously ill even if you do get COVID-19.

Flu, short for influenza, is a virus that can cause fever, chills, sore throat, stuffy nose, headache, and muscle aches. Flu is very serious when it gets in your lungs. Older adults are at a higher risk for developing serious complications from the flu, such as pneumonia.

The flu is easy to pass from person to person. The virus also changes over time, which means you can get it again. To ensure flu vaccines remain effective, the vaccine is updated every year.

Everyone age 6 months and older should get an annual flu vaccine, but the protection from a flu vaccine can lessen with time, especially in older adults. Still, you are less likely to become seriously ill or hospitalized because of the flu if you get the vaccine. A flu vaccine is especially important if you have a chronic health condition such as heart disease or diabetes.

There are flu vaccines designed specifically for people age 65 and older. Medicare will pay for the vaccine, and so will private health insurance plans. You can get a flu vaccine at your doctor’s office or local health department, as well as at some grocery and drug stores. The vaccine ingredients are the same wherever you receive it.

Pneumococcal disease is a serious infection that spreads from person to person by air. It often causes pneumonia in the lungs and it can affect other parts of the body.

Shingles vaccine for older adults. Shingles is caused by the same virus as chickenpox. If you had chickenpox, the virus is still in your body. The virus could become active again and cause shingles.

Shingles affects the nerves. Common symptoms include burning, shooting pain, tingling, and/or itching, as well as a rash with fluid-filled blisters. Even when the rash disappears, the pain can remain. This is called post-herpetic neuralgia, or PHN.

The shingles vaccine is safe and it may keep you from getting shingles and PHN. Healthy adults age 50 and older should get vaccinated with the shingles vaccine, which is given in two doses. (Zostavax, an earlier shingles vaccine, is no longer available in the United States.)

You can get the shingles vaccine at your doctor’s office and at some pharmacies. Medicare Part D and private health insurance plans may cover some or all of the cost. Check with Medicare or your health plan to find out if it is covered.

What are some side effects of getting a vaccine? Common side effects for all these vaccines are mild and may include pain, swelling, or redness where the vaccine was given. Before getting any vaccine, talk with your doctor about your health history, including past illnesses and treatments, as well as any allergies.

It’s a good idea to keep your own vaccination record, listing the types and dates of your shots, along with any side effects or problems.

Local veteran given experimental drug

Bennett’s journey has not been an easy one.

by Sheli Ellsworth

In 1943, nine-year-old Maureen Bennett came down with meningitis—an inflammation of the fluid and membranes surrounding the brain and spinal cord. “They’d done lumbar punctures to diagnose, and I had terrible nosebleeds. Some people told us to use brown paper or a clean dime under my upper lip to stop the bleeding–it rarely helped. I was miserable. I remember being in bed and seeing company walking outside past my bedroom window towards our front door. That was the last thing I can recall before going unconscious,” says Bennett. “I was told that I began convulsing and my parents, aunt and uncle put me in the car and raced to the hospital.” Bennett’s father tore up the road between the towns of Coleman and Saginaw, Michigan while her uncle prayed. “Dumb luck got us to the right hospital. Our family doctor had called ahead, but my dad just followed the signs that said ‘hospital’ and it turned out to be the right one.” Bennett’s temperature was 106° F.

Doctors at the Saginaw hospital told her parents that they had a new experimental medication that might save their daughter’s life. “They said, ‘We have this drug but it could leave her a vegetable; it could kill her, but it might let her live.’ My parents had no choice.” The doctors experimented with the dosage because not enough was known about the drug.

One afternoon, six weeks later, Bennett woke up from her coma. “My mom screamed and nurses came running. I couldn’t get out of the hospital fast enough. I soon went home, but I couldn’t walk. I scooted a chair around like a walker and I leaned on its back.” Maureen recovered and became her mother’s helper, caring for her five younger siblings.

The drug Bennett had been given was penicillin.

Two years later in 1945, Sottish scientist-physician Alexander Fleming, Australian pharmacologist-pathologist Howard Florey and German-British biochemist Ernst Chain shared the Nobel Prize in Physiology or Medicine for the discovery and development of penicillin. It is estimated that 80-200 million human lives have been saved by penicillin. Originally derived from the Penicillium mold on melons, the name penicillin was chosen “to avoid the repetition of the rather cumbersome phrase: mould broth filtrate,” according to Fleming.

Bennett’s journey has not been an easy one. She served in the U.S. Navy as a teletype operator for four years and was in the Army reserve for sixteen. Eventually, she married and had four boys. “Then my husband abandoned us and we lived in my Falcon car for a while. I eventually went to nursing school and worked as an LVN for ten years.” She also worked as a mail carrier. Bennett, who now goes by the last name Finlay, is unable to tolerate most medications which is a problem for someone her age. “The doctors think I can’t take medications because of the penicillin. I’m in pain most days, but I can’t take pain pills. They just put me out.” A resident at the Veterans Home-Ventura for the last seven years, she is now dependent on a mobility device at the assisted living facility. “But, I’m fortunate that I had someplace to go. Many are not so lucky.”

Note: Do you know (or are) a senior with an interesting story to tell let us know at [email protected].

Tips to help older adults learn how to reduce risk for falls

Uneven stairs can result in dangerous falls.

by Dr. Daman Jamarai, Chief Medical Officer, UnitedHealthcare, Southern California

As we age, we begin to learn – sometimes firsthand – how devastating a fall can be. It isn’t quite as easy as it once was to hop back up and continue on our way.

Each year millions of older adults experience falls and fall-related injuries. California ranked 20thth in a state-to-state comparison with 25.4 percent of adults age 65+ reporting a fall in the past 12 months, according to new local data from the 2021 America’s Health Rankings Senior Report.

About one in four people in the United States over age 65 reports falling each year. Among older adults, 1 out of 5 falls causes a serious injury, including 90% of hip fractures and 51% of traumatic brain injuries.

Contributing factors for falls include poor balance, poor vision, certain medications, alcohol consumption, physical inactivity, osteoporosis, physical disabilities and general frailty.

Being aware of the risk factors and following these tips can reduce your chances of serious injury, and help you maintain and improve the quality of your health and remain independent.

Medications: Any time you get a new prescription, ask your pharmacist or doctor about side effects like dizziness or drowsiness that can affect balance.

Review Your Health Benefits: As we approach the Medicare annual enrollment period in October, older adults should consider whether their current plan includes programs that can help reduce the chances of a fall. Many Medicare Advantage plans, for example, include benefits that Original Medicare does not cover that can help reduce the risk of falls like vision and hearing benefits; gym memberships; and disease management programs.

Stay Active – Do exercises that can strengthen your legs and improve balance. Many Medicare plans offers benefits to help seniors stay active like UnitedHealthcare’s fitness program RenewActive®, which includes access to balance classes.

Talk to Your Provider: A health care provider can help assess and reduce your fall risk. Medicare-eligible individuals can access care through an Annual Wellness Visit, which is free to anyone on Medicare. UnitedHealthcare Medicare Advantage members can take advantage of the HouseCalls program, which brings an annual health assessment to the convenience and privacy of home, at no additional cost.

Footwear – Make sure your shoes fit, have good traction, and are comfortable. See a doctor if you are experiencing foot pain.

Check Your Home – Most falls happen at home. Remove clutter, fix steps that are uneven and make sure there is adequate lighting. Install grab bars and handrails in the bathroom and on stairways. Use a cane, walker, crutches or other support if needed.

Falls can present a more significant health threat than many may realize, but by understanding risk factors and how to reduce them, older adults can empower themselves to live healthier lives.

The truth about aging and dementia

As we age, our brains change, but Alzheimer’s disease and related dementias are not an inevitable part of aging. In fact, up to 40% of dementia cases may be prevented or delayed. It helps to understand what’s normal and what’s not when it comes to brain health.

Normal brain aging may mean slower processing speeds and more trouble multitasking, but routine memory, skills, and knowledge are stable and may even improve with age. It’s normal to occasionally forget recent events such as where you put your keys or the name of the person you just met.

People with dementia have symptoms of cognitive decline that interfere with daily life—including disruptions in language, memory, attention, recognition, problem solving, and decision-making.

Studies show that healthy behaviors, which can prevent some kinds of cancer, type 2 diabetes, and heart disease may also reduce your risk for cognitive decline. Although age, genetics, and family history can’t be changed, the Lancet Commission on dementia prevention, intervention, and care suggests that addressing risk factors may prevent or delay up to 40% of dementia cases.

Here’s what you can do:

Quit smoking. Quitting smoking now may help maintain brain health and can reduce your risk of heart disease, cancer, lung disease, and other smoking-related illnesses. Free quitline: 1-800-QUIT-NOW (1-800-784-8669

Maintain a healthy blood pressure level. Tens of millions of American adults have high blood pressure, and many do not have it under control. Learn the facts.

Be physically active.

Maintain a healthy weight. Healthy weight isn’t about short-term dietary changes. Instead, it’s about a lifestyle that includes healthy eating and regular physical activity.

Get enough sleep. A third of American adults report that they usually get less sleep than the recommended amount. How much sleep do you need? It depends on your age.

Stay engaged. There are many ways for older adults to get involved in their community.

Manage blood sugar. Learn how to manage your blood sugar especially if you have diabetes.

Some prescription and over-the-counter medicines can cause dementia-like symptoms. If you have these symptoms, it is important to talk to your health care provider to find out if there are any underlying causes for these symptoms.

What To Do if a Loved One is Showing Symptoms
Talk with your loved one about seeing a health care provider if they are experiencing symptoms of Alzheimer’s dementia to get a brain health check up.

When the timing is right, talk about issues related to safety including driving and carrying identification. Symptoms of dementia include getting lost in familiar places, difficulty judging distance, determining color or contrast, and reading which can make driving especially difficult.
Help your loved one start gathering important documents such as their advanced health care directive or living will, durable power of attorney for health care, and financial or estate planning documents.

Schedule a family meeting. When caring for someone with Alzheimer’s disease or a related illness, family meetings are important to ensure information is shared, to put care plans in place, and to help divide tasks among family members.

What are the signs and symptoms of Alzheimer’s?

“I know I put a reminder note some where!”

Memory problems are often one of the first signs of Alzheimer’s. Symptoms vary from person to person, and may include problems with:

  • Word-finding, or having more trouble coming up with words than other people the same age.
  • Vision and spatial issues, like awareness of the space around them.
  • Impaired reasoning or judgment, which can impact decisions.
  • Other symptoms may be changes in the person’s behavior, including:
  • Taking longer to complete normal daily tasks.
  • Repeating questions.
  • Trouble handling money and paying bills.
  • Wandering and getting lost.
  • Losing things or misplacing them in odd places.
  • Mood and personality changes.
  • Increased anxiety and/or aggression.

How Is Alzheimer’s Diagnosed and Treated?

Doctors may ask questions about health, conduct cognitive tests, and carry out standard medical tests to determine whether to diagnose a person with Alzheimer’s disease. If a doctor thinks a person may have Alzheimer’s, they may refer the person to a specialist, such as a neurologist, for further assessment. Specialists may conduct additional tests, such as brain scans or lab tests of spinal fluid, to help make a diagnosis. These tests measure signs of the disease, such as changes in brain size or levels of certain proteins.

There is currently no cure for Alzheimer’s, though there are several medicines approved by the U.S. Food and Drug Administration (FDA) that can help manage some symptoms of the disease along with coping strategies to manage behavioral symptoms. In 2021, FDA provided accelerated approval for a new medication, aducanumab, that targets the protein beta-amyloid, which accumulates abnormally in the brains of people with Alzheimer’s. The new medication helps to reduce amyloid deposits, but has not yet been shown to affect clinical symptoms or outcomes, such as progression of cognitive decline or dementia.

Most medicines work best for people in the early or middle stages of Alzheimer’s. Researchers are exploring other drug therapies and nondrug interventions to delay or prevent the disease as well as treat its symptoms.

What Are the Stages of Alzheimer’s?

Alzheimer’s disease slowly gets worse over time. People with this disease progress at different rates and in several stages. Symptoms may get worse and then improve, but until an effective treatment for the disease itself is found, the person’s ability will continue to decline over the course of the disease.

Early-stage Alzheimer’s is when a person begins to experience memory loss and other cognitive difficulties, though the symptoms appear gradual to the person and their family. Alzheimer’s disease is often diagnosed at this stage.

During middle-stage Alzheimer’s, damage occurs in areas of the brain that control language, reasoning, sensory processing, and conscious thought. People at this stage may have more confusion and trouble recognizing family and friends.

In late-stage Alzheimer’s, a person cannot communicate, is completely dependent on others for care, and may be in bed most or all the time as the body shuts down.

How long a person can live with Alzheimer’s disease varies. A person may live as few as three or four years if he or she is older than 80 when diagnosed, to as long as 10 or more years if the person is younger. Older adults with Alzheimer’s disease need to know their end-of-life care options and express their wishes to caregivers as early as possible after a diagnosis, before their thinking and speaking abilities fail.

Rebooting immune cells’ metabolism shields the aging brain in mice

“Besides helping in medical research we can also be fun pets.”

Scientists recently discovered a process by which immune cells can drive aging in the brain, and how to block this pathway to improve memory and maze navigation in older mice. The findings suggest a potential avenue to develop new treatments for cognitive conditions like Alzheimer’s disease. The study, led by researchers from Stanford University, was published in Nature on Jan. 20.

Inflammation is part of the immune system response to infection or injury. But as people age, they may have chronic low-level inflammation, which is linked to age-related diseases and cognitive decline.

Normally, immune cells — including a group of cells called macrophages — create immune responses that protect the brain, such as disposing of abnormal forms of proteins that are tied to neurodegeneration. But as people — and mice — age, immune cells can start encouraging inflammation rather than protecting against it.

A compound called prostaglandin E2 (PGE2) is involved in regulating inflammation. PGE2 levels increase during aging and in neurodegenerative diseases. The researchers wanted to know how PGE2 might affect macrophages and the aging process. When they looked at macrophages from older mice and people older than 65, they found that these vintage immune cells produced more PGE2 than those of younger mice and humans.

By adding PGE2 to macrophages from both older mice and older humans in the lab, the researchers found that when this compound linked up to a receptor on the macrophages’ surface, it changed the way the macrophages’ metabolism worked. Instead of producing energy, the macrophages now stored their fuel. These energy-sapped cells switched from being immune system protectors to actually driving more inflammation.

But when the researchers added compounds that prevented the macrophages from taking in PGE2, the macrophages switched back to burning fuel. Next, the researchers turned to mice that were genetically engineered to prevent macrophages from taking in as much PGE2, as well as to normal mice treated with compounds that blocked PGE2 intake. The macrophages of these older mice did not become sources of inflammation; instead, the cells continued to have the metabolism of a younger mouse’s macrophages.

To test whether blocking the PGE2 pathway could help with cognition, researchers put the mice through several memory and maze tests. They found that older mice in the study — with their more youthful macrophages — performed just as well as younger mice and significantly better than older control mice. The results suggest that maintaining macrophages’ normal metabolism can forestall aging-related cognitive declines in mice. Finding this new pathway that affects how macrophages respond during aging could help researchers look for potential new treatments for aging-related problems with thinking and memory.

What is depression?

There are many things that may be risk factors of depression.

Depression is a serious mood disorder. It can affect the way you feel, act, and think. Depression is a common problem among older adults, but clinical depression is not a normal part of aging. In fact, studies show that most older adults feel satisfied with their lives, despite having more illnesses or physical problems than younger people. However, if you’ve experienced depression as a younger person, you may be more likely to have depression as an older adult.

Depression is serious, and treatments are available to help. For most people, depression gets better with treatment. Counseling, medicine, or other forms of treatment can help. You do not need to suffer — help and treatment options are available. Talk with your doctor if you think you might have depression.

There are several types of depression that older adults may experience:

Major Depressive Disorder – includes symptoms lasting at least two weeks that interfere with a person’s ability to perform daily tasks

Persistent Depressive Disorder (Dysthymia) – a depressed mood that lasts more than two years, but the person may still be able to perform daily tasks, unlike someone with Major Depressive Disorder

Substance/Medication-Induced Depressive Disorder – depression related to the use of substances, like alcohol or pain medication

Depressive Disorder Due to A Medical Condition – depression related to a separate illness, like heart disease or multiple sclerosis.

Other forms of depression include psychotic depression, postmenopausal depression, and seasonal affective disorder. Find detailed descriptions of different types of depression from the National Institute of Mental Health.

If you are thinking about harming yourself, tell someone who can help immediately.
Do not isolate yourself.
Call a trusted family member or friend.
Call 911 or go to a hospital emergency room to get immediate help.
Make an appointment with your doctor.
Call the toll-free, 24-hour National Suicide Prevention Lifeline: 800-273-TALK (800-273-8255) or 800-799-4TTY (800-799-4889).

There are many things that may be risk factors of depression. For some people, changes in the brain can affect mood and result in depression. Others may experience depression after a major life event, like a medical diagnosis or a loved one’s death. Sometimes, those under a lot of stress — especially people who care for loved ones with a serious illness or disability — can feel depressed. Others may become depressed for no clear reason.

Research has shown that these factors are related to the risk of depression, but do not necessarily cause depression:

Medical conditions, such as stroke or cancer
Genes – people who have a family history of depression may be at higher risk
Stress, including caregiver stress
Sleep problems
Social isolation and loneliness
Lack of exercise or physical activity
Functional limitations that make engaging in activities of daily living difficult
Addiction and/or alcoholism —included in Substance-Induced Depressive Disorder

Fatigue in older adults

Try to avoid long naps late in the day.

Everyone feels tired now and then. But, after a good night’s sleep, most people feel refreshed and ready to face a new day. If you continue to feel tired for weeks, it’s time to see your doctor. He or she may be able to help you find out what’s causing your fatigue. In fact, your doctor may even suggest you become more active, as exercise may reduce fatigue and improve quality of life.

Sometimes, fatigue can be the first sign that something is wrong in your body. For example, people with rheumatoid arthritis, a painful condition that affects the joints, often complain of fatigue. People with cancer may feel fatigued from the disease, treatments, or both.

Many medical problems and treatments can add to fatigue. These include:

Taking certain medications, such as antidepressants, antihistamines, and medicines for nausea and pain
Having medical treatments, like chemotherapy and radiation, or recovering from major surgery
Infections
Chronic diseases like diabetes, heart disease, kidney disease, liver disease, thyroid disease, and chronic obstructive pulmonary disease (COPD)
Untreated pain and diseases like fibromyalgia
Anemia
Sleep apnea and other sleep disorders
Managing a health problem may make the fatigue go away. Your doctor can help.

Can emotions cause fatigue?
Are you fearful about the future? Do you worry about your health and who will take care of you? Are you afraid you are no longer needed? Emotional stresses like these can take a toll on your energy.

Not getting enough sleep can also contribute to fatigue. Regular physical activity can improve your sleep. It may also help reduce feelings of depression and stress while improving your mood and overall well-being. Yoga, meditation, or cognitive behavioral therapy could also help you get more rest. Talk with your doctor if your mental well-being is affecting your sleep or making you tired.

Some lifestyle habits can make you feel tired. Here are some things that may be draining your energy:

Staying up too late. A good night’s sleep is important to feeling refreshed and energetic. Try going to bed and waking up at the same time every day.
Having too much caffeine. Drinking caffeinated drinks like soda, tea, or coffee late in the day can keep you from getting a good night’s sleep. Limit the amount of caffeine you have during the day and avoid it in the evening.
Drinking too much alcohol. Alcohol changes the way you think and act. It may also interact with your medicines.

Being bored can make you feel tired. That may sound strange, but it’s true. If you were very busy during your working years, you may feel lost about how to spend your time when you retire. When you wake up in the morning, you may see long days stretching before you with nothing planned. It doesn’t have to be that way.

Engaging in social and productive activities that you enjoy, like volunteering in your community, may help maintain your well-being. Think about what interests you and what skills or knowledge you have to offer and look for places to volunteer.

Try to avoid long naps (over 30 minutes) late in the day. Long naps can leave you feeling groggy and may make it harder to fall asleep at night.

Avoiding/Stopping more types of senior fraud

“Oh, my goodness my grandson was in a car accident.”

by Carol Leish MA

Debbie Deem, a retired ‘Victim’s Specialist’ for the FBI, discussed various types of fraud in order for others to be aware of how to cope/stop them from happening.

Deem said that, “Regarding Government and business imposter fraud, the Federal Trade Commission (FTC), has an important warning about it. The FTC says that these, remote criminals contact you, usually via phone or text, saying that they are with the government, such as the IRS claiming that you owe back taxes. Or, that they are with Social Security insisting that your Social Security number has been ‘suspended’ or ‘stolen.’ Or, they may claim to be a Medicare representative who is asking for your Medicare number or offering to sell you equipment or tests, or perhaps another health care agency (especially regarding a COVID-19 related issue).

“They may also be impersonating utility companies, package deliveries jury duty or a bank that ‘threatens’ to close your account unless you take action. These calls sound legitimate and may threaten you with bad consequences unless you make a payment immediately or provide certain financial information. The payment is usually demanded immediately often with gift cards or increasingly crypto currency. If you get a call like this, hang up. Government and other legitimate businesses will not call you, email or text you to demand money or personal information.

For more information link to: https://www.consumer.ftc.gov/articles/how-avoid-government-impersonator-scam.”

“In terms of family (and friend) emergency fraud, Deem said that, “the Federal Trade Commission has several warnings about criminals using the phone, texting or emailing while pretending to be a relative or friend in an emergency (often a grandchild). The person calling may say that there has been a car accident, and that your loved one has been hospitalized, or has been taken to jail. Impersonators pretend to be doctors, lawyers, consulate staff and even pretend to be the family member themselves.

“The criminal imposter insists that you send money (sometimes repeatedly), quickly and secretly. They may even keep you on a cell phone until you have completed a transaction wiring money, sending gift card information, or sending funds via virtual currency. If you receive a call or text like this-hang up and don’t pay. For more information go to: https//www.consumer.ftc.gov/blog/2018/07/scammers-create-fake-emergencies-get-your-money.”
Deem said that, “The US Postal Inspection Services has information useful in learning about money mules, which is defined as a person who receives, and transfers money obtained from victims of fraud. Criminals may enlist victims to be money mules (or money movers) in work at home fraud schemes such as reshipping packages. It may also originate in lottery/sweepstake fraud or romance crimes.

“Victims may believe that they need to forward money or open a bank account and forward it to someone in hopes of receiving lottery money or to help in getting a romance imposter out of a difficult situation. However, transferring money/valuables on behalf of others only benefits criminals and may lead to serious consequences for the ‘mule.’ Being involved as a money mule is money laundering, even if you do not know that is the result of your innocent actions, is illegal.”

“For information concerning money mules,” Deem says to,” look at: https://www.uspis.gov/news/scam-article/mmoney-mule.”

With more knowledge of the above types of fraud and about money mules/money movers, you will be better able to avoid/stop fraud and to protect yourselves.