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Vol. 11, No. 24 – Aug 29 – Sept 11, 2018 – Opinion/Editorial

•This is a first time I’ve have responded in my column to a letter to our Mailbox, but I feel that this is important enough to justify a longer response.

In our previous issue I made the following comment:

• I am very concerned, and you should be also, about “any” president who tells his country to ignore the media because they are all wrong and to listen to only him. This is the beginning of Dictatorship101. An open exchange of ideas is what makes this country great.

Brian took umbrage with the following comments.

Sheldon- picking up the latest edition of the Breeze is always the highlight of my week. It’s the best local paper I’ve ever read.  Sometimes your opinions leave me laughing and crying at the same time. Your comment about Trump imploring us to “ignore the media because they are all wrong” is one of those times.  I cry because you let your bias affect your reporting – Trump has never made that statement, nor has he ever blasted the idea of a free press. His comments are directed to those publications and media celebrities who publish stories and on-line commentary that distort the truth, such as CNN, MSNBC and others. I laugh because your comment proves Trumps point about the media bias. 

Brian Randall 

Randall:

I don’t agree with your comments. Even though I do admit to bias (noun: prejudice in favor of or against one thing, person, or group compared with another, usually in a way considered to be unfair.). I don’t feel my comments are based upon bias, but on reality.

One of the most important things of a true democracy is the freedom of the press, which is why this concerns me.

The following quotes were not written by me, but appeared, in some form in many many newspapers around the country. Apparently, my bias is shared by others, and I am in good company.

“More than 300 U.S. newspapers are running editorials that promote press freedom to counter Donald Trump’s attacks on the media, in a move coordinated by The Boston Globe.”

“President Trump has often attacked some media reports as “fake news” and called journalists the “enemy of the people,” and “very dangerous and sick,” in a tweet earlier this month.”

“In July, he blasted The New York Times and The Washington Post as “anti-Trump haters” who “do nothing but write bad stories even on very positive achievements — they will never change.”

“The Globe’s initiative aims to denounce “the war against the free press” and it suggested that editorial boards take a stand against Trump’s words regardless of their politics.”

“The president has referred to the media as the “opposition party” to his administration, and he has blamed news organizations for stymieing his agenda. But the language that Mr. Trump deployed on Friday is more typically used by leaders to refer to hostile foreign governments or subversive organizations. It also echoed the language of autocrats who seek to minimize dissent.”

“Oh boy,” Carl Bernstein, the journalist who helped to uncover the Watergate scandal, said on Friday, after a reporter read him Mr. Trump’s tweet. Donald Trump is demonstrating an authoritarian attitude and inclination that shows no understanding of the role of the free press,” he added.

“Historians pointed out similarities between Mr. Trump and Richard M. Nixon, who in 1972 told his national security adviser, Henry A. Kissinger, “The press is the enemy.”

Mr. Bernstein said the president’s language “may be more insidious and dangerous than Richard Nixon’s attacks on the press. But there is a similarity in trying to divide the country, and make the conduct of the press the issue, instead of the conduct of the president.

“Still, the notion of the news media as an enemy of the public — especially when voiced by a sitting president — went a step beyond Mr. Trump’s usual rhetorical turns.

Mr. Trump’s tactic of pitting the press against the public was mirrored in a survey distributed by the president’s team on Thursday, which urged Trump supporters “to do your part to fight back against the media’s attacks and deceptions.”

Survey questions included, “Do you believe that the mainstream media has reported unfairly on our movement?” And, “On which issues does the mainstream media do the worst job of representing Republicans?”

I apologize for getting so political, but this is important to me and should be to all lovers of democracy and freedom.

•I’m glad that Jim Monahan will not be seeking another term on the city council. He has served the city well, but I think 40 years is enough. Time for a change on the council to bring new ideas and new directions for the city. I’m sure that Jim will continue to serve the city in his council retirement as he always has..

•I am sorry that Interim City Manager Daniel Paranick has resigned to accept employment with another agency. I think he would’ve made an excellent city manager. The City is in the process of completing recruitment for a permanent City Manager, and an Interim City Manager has been hired.

• Amazing Noah was 640 years-old when he built a 3-story 400-foot boat. Some say he didn’t look a day over 500.

•There is a fear of everything and an associated word to describe it. For example, Triskaidekaphobia is fear or avoidance of the number 13. It is also a reason for the fear of Friday the 13th, called Paraskevidekatriaphobia or Friggatriskaidekaphobia. The term was used as early as 1910 by Isador Coriat in Abnormal Psychology. I wonder if there is a word for the fear of reading?

 Club welcomes writers of all genres and abilities

The Ventura County Writers Club is celebrating its 85th anniversary. The club, founded in 1933 by authors in Ojai, has thrived while many clubs and organizations are folding. President Connie Mukherjee says, “The VCWC has survived because we welcome writers of all genres and abilities. We have also kept dues low. A new member pays only $45 the first year and $40 for annual renewals.”

The club hosts monthly speakers including agents, publishers, editors and others in the writing and publishing industry. It covers everything from how to market a book to how to find an illustrator for the book’s cover – if you want to get better at writing and learn more about publishing works, this is definitely the club for you. “We host contests, critique groups and publish a bi-annual anthology. We are a not-for-profit run completely by volunteers.” The club’s membership is usually between 100-200 people. “Our monthly attendance runs between 25-60 people depending on the speaker. Some speakers appeal to fiction writers and some draw poets.” The club supports writers who self-publish as well as authors writing personal memoirs just for their families.

On September 11, at 7:00 p.m., the club will host Mark Sarvas is a novelist, book reviewer, and blogger. He is the host of the literary blog The Elegant Variation and author of the novels Harry, Revised and Memento Park. A finalist for the Southern California Independent Booksellers Association’s 2008 Fiction Award and a Denver Post 2008 Good Read, Harry, Revised has been called “A remarkable debut” by Booker Prize winner John Banville, and was compared to John Updike and Philip Roth by the Chicago Tribune. He teaches advanced novel writing in the UCLA Extension Writers Program and is an MFA candidate at the Bennington Writing Seminars.

“Anyone who is interested is invited to join us,” says incoming president Rhonda Noda. “We will also have readings by club members who have recently published. There is no charge for non-members to drop in and join us for the celebration.” The group meets at 1605 Burnley Street in Camarillo at the Pleasant Valley Park and Recreation Center.

Ventura Breeze contributing writer, and member Sheli Ellsworth stated, “My first fiction won a prize in the VCWC annual short story contest. Before then I’d never thought about writing fiction. Now, I have six books to my credit. One is a kid’s book that I wrote with Breeze publisher Brown.” Call Sheli at 805.300.1365 for more information.

How do I know if an aging friend or relative needs help?

by National Institute on Aging

When caring for an aging friend or relative from afar, it can be hard to know when your help is needed. Sometimes, your relative will ask for help. Or, the sudden start of a severe illness will make it clear that assistance is needed. But, when you live far away, some detective work might be necessary to uncover possible signs that support or help is needed.

A phone call is not always the best way to tell whether or not an older person needs help handling daily activities. The person may not want to worry you or may be embarrassed to admit that he or she cannot handle certain daily activities.

With the person’s permission, you could contact people who see the person regularly—neighbors, friends, doctors, or local relatives, for example—and ask them to call you with any concerns. You might also ask if you can check in with them periodically. When you visit, look around for possible trouble areas—it’s easier to disguise problems during a short phone call than during a longer visit. Make a list of trouble spots you want to check on—then, if you can’t fix everything during your visit, see if you can arrange for someone else to finish up.

In addition to safety issues and the overall condition of the home, try to determine the older person’s mood and general health status. Sometimes people confuse depression in older people with normal aging. A depressed older person might brighten up for a phone call or short visit, but it’s harder to hide serious mood problems during an extended visit.

Read more about long-distance caregiving.

For More Information About Aging and Eldercare

Eldercare Locator
1-800-677-1116 (toll-free)
https://eldercare.acl.gov

National Clearinghouse for Long Term Care Information
1-202-619-0724
[email protected]
https://longtermcare.acl.gov/

From Foothill High to Germany

Annika Fedde represented USA at Laser Radial Youth World Championships.

Annika Fedde, senior at Foothill Technology High School in Ventura, headed to Europe to train prior to competing in the Laser Radial Youth World Championships in Kiel, Germany held August 18-25.

Annika qualified for the 2018 Worlds through her 2017 results, ending the year ranked 3rd youth girl in North America.

I am super excited to have the opportunity to be one of four American girls among the 101 competitors from 29 countries in the girls division”, Annika said. “I am really looking forward to getting to know and racing against the top girl single-handed sailors from all over the world”.

The Laser is a very physical boat with the sailor using their body to “hike out” in a plank position while sailing upwind to offset the wind’s pressure against the sail. To prepare for the athletic challenge of the long races on the Olympic style courses, Annika commenced a sailing specific workout program at Mavericks Gym after school under the guidance of 2008 Olympic Gold Medalist Anna Tunnicliffe.

Annika’s event schedule on the way to the World Championships began in January at the Atlantic Coast Championships in Florida and included the US Youth Championship in North Carolina, and Laser National Championships in Texas, Laser North Americans in California, and Pacific Coast Championships at the Columbia River Gorge in Oregon in early August.

Annika learned to sail at the Ventura Yacht Club summer sailing program where she first discovered her love for the water, wind and waves. She started competing in California events when she was 8 years old, then advanced to national and international events in the Optimist Dinghy, before moving into the Laser Radial class.

The Laser is the most popular sailing dinghy in the world with over 215,000 produced and has been the Olympic single-handed boat for men since 1996 and the Laser Radial for women since 2008. The Radial is also the top youth single-handed boat for boys and girls as they grow out of smaller entry level youth boats. Event information can be found at: http://laserworlds2018.com/

Vol. 11, No. 24 – Aug 29 – Sept 11, 2018 – Movie Review

Eighth Grade
Review: 3 stars out of 4

by Manuel Reynoso

Eighth Grade is a 2018 comedy drama, written and directed by Bo Burnham, marking his directorial debut. Starring Elsie Fisher, Josh Hamilton, and Emily Robinson. Eighth Grade follows Kayla Day, a soon to be high schooler, and her life as she navigates through a confusing time of transition.

Dizzyingly awkward, painfully honest, and nauseatingly cringey; pretty much exactly how I remember my last year in middle school. For us millennials and generation Zers, that’s precisely why this film is so appealing. It validates a time in every young person’s life that we fondly look back on and think, “ What the hell was I thinking?” Eighth Grade was Bo Burnham’s first dive into narrative-driven film, and he killed it.

Bo Burnham’s use of unknown actors is something I’ve been itching to see more of in Hollywood. Elsie Fisher’s performance was great and as were many of her co-stars. Having new unknown actors is such an easy way to circumvent the problem of having experience adults play the role of children. This added authenticity really goes a long way to improve the experience and help the viewer’s immersion.

However, Bo Burnham’s screenplay was really the star of the show here. I haven’t seen other media really do justice to the youth culture of Gen Zers quite like Eighth Grade. Awkward parental dabbing, Fortnite dances, and vlogging, it’s all there and just as silly as it looks in our lives. In the middle of all that though, this is a story of encouragement. A story that we all persevere through this time and eventually hit our stride. Kayla Day is so easy to root for, so easy to care for, because she so perfectly encapsulates that vulnerable time in everyone’s life.

With all that said, the biggest obstacle to Eighth Grade’s success is really itself. It’s an awkward story, about awkward teenagers, in an awkward time in their life. I can’t help but ask myself who really is this film for? An R rated film targeted specifically for middle schoolers,that spends as much time poking fun at youth culture as it does celebrate it. That’s a hard sell. Really, I feel the film seems to be best suited for us young adults who just love to commiserate. Reminiscing about how terrible of a time middle school was is a fun ride, but not one that everyone wants to go on. It’s a great film, that much is clear, but it very much isn’t for everyone. Rated R 1h34m

Youth stamp fair

Thousands of free stamps, along with games, “swag bags,” door prizes and information people need to be stamp collectors, will be available at the 20th annual Youth Stamp Fair sponsored by the Ventura County Philatelic Society and the Anacapa Middle School Stamp Club on Oct. 6 at the Dudley House Museum, 197 N. Ashwood. The free event will run from 10 a.m. to 3 p.m.

Visitors can attend 10 stations:
Registration, where those attending can also guess the number of stamps in a jar (the closest guess wins the jar and other material).

Removing stamps from paper: There are safe and unsafe ways to remove stamps from paper. People at this table will explain why to remove stamps from paper and the safe ways to do it.
Perforations and watermarks: Perforations are the holes around the edge of most stamps. The perforations – or perfs, as collectors say — can make big differences in the value of stamps that look alike. Watermarks are designs put into paper when it’s made. They can also make big differences in the value of stamps.

Mounting and storage: There are safe and unsafe ways to store stamps. Again, the people at this table will show the safe ones.

Topicals and covers: Topical collections are made up of stamps with specific designs, such as horses, cats, dogs, space and more. Covers are what collectors call envelopes.

World collecting and stamp identification. Obviously, the two subjects go together.
Bookmarks: Visitors can use stamps to create bookmarks for themselves or others.

Cachet design: Artistic visitors can draw pictures on envelopes they address to themselves and pick the stamps to be used on the cover. Winners in three age groups will win prizes.

Pick and choose: This is the most popular spot at the Youth Stamp Fair. Thousands of U.S. and foreign stamps will be available for the visitors to choose from.
Games, if there’s room.

Door prizes will be awarded at least once a room and possibly more often.
“The event is called the Youth Stamp Fair, but it’s for the young and young at heart,” said chairman John Weigle of Oxnard. “We welcome anyone interested in stamps and how to collect them.

More information about the Youth Stamp Fair may be obtained from Weigle at 805-485-7121 by phone or [email protected] by email.

Free community education classes and events

Livingston Memorial Visiting Nurse Association supports the total well-being of our community. As part of their services, they host free monthly education classes throughout the county, which include the following:

Diabetes Class

Ventura: Tuesday, September 4th, from 1-2:30pm at Livingston Memorial Visiting Nurse Association, 1996 Eastman Ave, Suite 109. These meetings are held on the 1st Tuesday of each month. General information is provided about Type 2 Diabetes including prediabetes, with emphasis on meal planning, medication, exercise, blood sugar monitoring, and new developments in diabetes.

Call 642-0239 for more information.

Joint Replacement Class

Ventura: Monday, September 10th for both English and Spanish speaking. English 4:00-5:00 pm and Spanish 5:30-6:30 pm at Livingston Memorial Visiting Nurse Association offices, in the Community Room at 1996 Eastman Avenue, Suite 109 in Ventura. You will learn what to expect before, during and after knee or hip replacement surgery and how to be an active participant in your care.

For information or to RSVP call Dinah Davis at (805) 642-0239 ext. 739.

Social Services/Bereavement Groups

Ojai Caregiver Support Group: Mondays, September 3rd and 17th (1st & 3rd Mondays, unless it falls on a holiday) from 10:00 am – 11:30 am at Continuous Care Center, Fireside Room, 1306 Maricopa Hwy, Ojai (behind Ojai Valley Community Hospital). Find encouragement and hope during your time as a caregiver. Share, listen and explore thoughts and feelings about the struggles, losses and successes of caring for your loved one. For more information, call (805) 633-9056.

Ojai Adult Bereavement Support Group: Tuesdays, September 11th and 25th (2nd & 4th Tuesdays) 10:30 am-noon at Help of Ojai, West Campus 370 Baldwin Rd., Ojai. These groups are open to individuals who have experienced loss and are free of charge. Call 642-0239 for more information or email [email protected].

Oxnard Adult Bereavement Support Group: on Mondays, September 3, 10, 17 and 24 from 3:00-4:30 pm at First Presbyterian Church, 850 Ivywood Dr., Oxnard. These groups are open to individuals who have experienced loss and are free of charge. Call 642-0239 for more information or email [email protected]. If you have any schedule questions, please check the website calendar (http://lmvna.org/calendar/index.html) or call us.

Ventura Adult Bereavement Support Group: Wednesdays, September 5, 12, 19 and 26 from 6:30-8:00 pm at Livingston Memorial Visiting Nurse Association office, 1996 Eastman Ave., Suite 109. These groups are open to individuals who have experienced loss and are free of charge. Call 642-0239 for more information or email [email protected].

Newly Bereaved Support Group in Ventura: Thursday, September 13th from 6-7:30 pm at Livingston Memorial Visiting Nurse Association office, 1996 Eastman Ave., Suite 109. This monthly group is designed for adults who have recently experienced the loss of a loved one and is free. Call 642-0239 for more information or email [email protected]. These groups meet every 2nd Thursday of each month.

Vol. 11, No. 24 – Aug 29 – Sept 11, 2018 – A View from House Seats

by Shirley Lorraine

Classic comedy in Camarillo

Now on stage at the Camarillo Skyway Playhouse through September 16 is Noël Cowards’ classic comedy Private Lives.

Sir Noël Coward a (knighted in 1970) dabbled in all parts of the theater throughout his lengthy career, from acting to directing to writing and seemingly everything in between. The quite cheeky Englishman is most well-known for his “comedies of manners” – Private Lives being one of the most successful. The dialogue is clipped, succinct, delightful and humorous as it points out and highlights the human condition and many of its failings.

Newlyweds Elyot and Sibyl Chase have chosen a hotel in Deauville, France for their honeymoon. So have newlyweds Amanda and Victor Prynne who reside in the suite next door. All goes swimmingly until Elyot and Amanda, who were previously married to each other, realize that not only have they entered unions of dubious lasting power, they still have strong feelings for each other. They decide to run away together to rekindle their passion, leaving Sibyl and Victor in the lurch. Ultimately, the jilted parties confront the pair and comedic chaos ensues.

The sparkling dialogue exposes the clear double standard thinking of the 1930’s to hilarious response.

All the characterizations are strong and consistent. Alan Waserman, playing Elyot, gives a solid performance that brings forth lots of laughs as he delivers sentiments of the times with a straight face. His new young bride, Sibyl, is suitably spirited in the person of Lauren Zika. She carries off the flighty role with vigor. Amanda, Elyot’s first wife and the center of the plays whirlwind action is portrayed by Genevieve Levin, who attacks the part with fervor. She is well matched to Bill Sweeney as her new husband Victor, a caricatured English gentleman.

Scenes between the two men are delightful as the characters battle each other with more wit than brawn. The English accents are carried off extremely well by all and it took a few minutes to acclimate my ears to its cadence. Because of that combined with musical background, the opening scene was a challenge for me. As soon as the music stopped I was able to focus on the verbal spars more closely and able to enjoy the wordplay.

Theresa Secor, a familiar face in Ventura County Theater, adds brief comic touches as Louise, the maid. Although her lines are spoken entirely in French, she certainly delivers a clear message through expressions and body language.

The 1930’s costuming credited to Erin Heulitt is simply dashing – flattering to each person and adds a special touch to the strong characterizations.

Set design by Director Dean Johnson gave most attention to the second half scenes, an interior suite in Paris, France. Just enough detail was given without overcrowding the set with period knick-knacks. The opening sequence on the hotel veranda was less polished, in my opinion, but did convey the appropriate tone.

Private Lives is a welcome look at classic (and clean) comedy of the highest quality.

Private Lives runs Fridays and Saturdays, 8 p.m., Sundays, 2 p.m. through September 16

Camarillo Skyway Playhouse

330 Skyway Drive, Camarillo
Camarillo Airport
(805) 388-5716 or  [email protected]

Adults $20, Students, seniors (60+) and military, $15, Under 12, $10

The qualities that make us different are the qualities that make us special

by Patty Jenkins

Those with Parkinson’s Disease and those who live with someone who has Parkinson’s Disease know that it is not “one size fits all”. The medication that works for Allen may not work the same for Robert or Rudy. Allen might have a regular exercise routine that works well for him but it may not work for Bonnie or Bill. The good news is that our Movement Disorder Specialists can help determine what medications work best for us as we travel this road of ever changing symptoms of Parkinson’s. And just as important as medications, research has proven that exercise can increase the benefits of medications AND slow the progression of this disease. So finding the best exercise routine for us is equally important as finding the right medications! Now more than ever before we are seeing Parkinson’s Disease focused physical exercise programs that give us lots of choices. Non-contact boxing is one of the cutting edge exercise programs that is proving to be one of the most effective programs for slowing PD progression and actually improving motor and other neurological symptoms.

The Ventura Parkinson’s Disease Support Group is pleased to welcome Jennifer Parkinson, owner and  Co-Founder of the non-profit organization, NeuroBoxing as our special guest on Wednesday, September 12, 2018 from 1:00 to 3:00 pm at The Lexington Assisted Living, 5440 Ralston St, Ventura.

NeuroBoxing is dedicated to improving the lives of people with Parkinson’s disease and their families. They use a complete wellness centered approach to help those living with Parkinson’s stand a fighting chance. Through non-contact boxing, health & fitness coaching, education & support they can help people with PD and other neurological challenges fight back and live the best life possible! Come find out what makes them special on September 12th!

Jennifer Parkinson is co-founder of NeuroBoxing, a non-profit organization dedicated to aiding Parkinson’s patients and their families in fighting back against Parkinson’s Disease (PD) through non-contact boxing and other wellness therapies. Jennifer is a registered nurse of 16 years, a Michael J Fox foundation panelist, advocate for the Parkinson Disease Foundation’s Women in Parkinson’s Initiative, boxing coach, and loving mother of two. In 2005, Jennifer was diagnosed with early onset Parkinson’s disease. She was 32 years old, a working registered nurse, and had just given birth to her second child. Jennifer refused to see her debilitative diagnosis as fixed and actively researched treatments that would lead her to non-contact, therapeutic boxing. In 2009, Jennifer took her first shot at boxing and in 2013, she connected with Rock Steady Boxing and became a certified Rock Steady Boxing Coach. From 2014 thru early 2016 Jennifer coached at Title Boxing in Newbury Park. She and Josh Ripley went on in to found NeuroBoxing of Agoura Fitness in September 2016. They are actively training new coaches in several locations to help spread NeuroBoxing’s programs throughout Southern California.

The Ventura Parkinson’s Disease Support Group welcomes the public, our members and their care-partners, and new friends who find themselves navigating the challenges of ageing, Parkinson’s Disease and other neurological conditions. Please join us Wednesday, September 12th from 1PM to 3PM at the Lexington Assisted Living, 5440 Ralston Street in Ventura. We are an independent and volunteer-organized group, not affiliated with or a part of any other organization or group. For more information, call Patty at 805-766-6070.

Thanks to the generosity of the Lexington Assisted Living, our meetings are held every second Wednesday of the month from 1 to 3PM. There is a drop-off/loading and unloading driveway in the front of the Lexington Assisted entrance. Extra parking is graciously available across the street in the Baptist Church parking lot. Reservations are not required. Attendees are invited to check in at the front desk for directions to the 3rd floor and sign-in at the meeting so we can keep in touch with you if you would like us to do so.

 

Top 5 things you could spend less on in retirement

“Grandma I know you are saving money not having a car but do you need to bring the horse in the house?”

by Jayson Cohen American Legacy Solutions

In retirement it’s not always about the money you have, it’s about how much you are spending. As you prepare or revise your retirement plan, one of the most important steps that you can take is to ensure that your projected future budget is accurate. Any oversights or poor estimations can unfortunately lead to financial shortage in retirement. However, the flip side of this is that overestimating expenses may lead to unnecessary financial anxiety. It could cause you to scale back your lifestyle so dramatically now that you cannot maintain a comfortable lifestyle. In some cases, it could cause you to work for several additional years than you actually need to.

When you read retirement planning books and articles, you will commonly see advice that tells you estimate future financial needs at 80 percent of your current monthly expenses. However, the Bureau of Labor Statistics indicates that actual retirees spend approximately 25 percent less than they did in their working years. This five percent difference may not sound like much, but it can result in a significant reduction in the amount of money that you need to save for retirement. These are some of the major expenses that may decrease after you retire.

Transportation Expense

Your current transportation expense may include two-car loan payments, auto insurance on two vehicles, and gas. The Bureau of Labor Statistics indicates that fuel expenses may decrease by more than 30 percent annually after you retire. In addition, many married couples are able to downsize from a two-car household to a one-car household, leaving only one Auto Finance Online repayment. This eliminates a substantial amount of money on car loan payments and auto insurance premiums. You can save money on your auto insurance premium by getting your insurance through a company that does both home and auto insurance premiums, georgiasfinestins.com offers these types of policies and can help you save money now.

Food

Working adults may go out to eat more frequently than retired adults. For example, it may be convenient to drop by a fast food restaurant on your lunch break at work or to pick up a pre-made meal on your way home in the evening. When you are retired, you may have more time to make thoughtful grocery store purchases and to prepare affordable meals at home. In fact, you may expect to spend up to 25 percent less on food after you retire.

Housing

The primary housing expenses for older adults are a mortgage payment, property taxes and home insurance. The Bureau of Labor Statistics states that almost 62 percent of retirees have paid off their mortgage, and this number increases as seniors continue to get older. While property taxes and home insurance premiums remain, the elimination of a mortgage payment can result in significant savings in your budget. Some might even decide they need support from a retirement home.

Insurance

Insurance costs fluctuate in retirement. After all, as you get older, you may pay more on medications and related expenses regardless of the insurance plan that you have. However, you may qualify for auto and home insurance discounts. You also may no longer have the financial need to maintain life insurance, and you may be able to eliminate this premium from your budget. Do you need house insurance for your property? To check out some of the best home insurance deals that could save you money take a look at the link.

Entertainment

As you prepare for retirement, you may believe that your entertainment expense would increase dramatically because you seemingly will have more time to spend golfing or watching movies at the theater. However, as you get older, your energy level for participating in these types of activities can decline, and you may feel more content to simply spend time at home or in the company of family and good friends. You may expect to spend a decreasing amount of money on entertainment as you continue to advance in age.

As you can see, you could actually spend considerably less in retirement in many areas than you currently do. This information can help you to create a more realistic budget based on your projected lifestyle. Remember to review your retirement budget periodically going forward so that it remains as realistic as possible. Yes, we are here to help create your budget and plan with you.