Category Archives: Senior Living

Yoga and older adults

“Perhaps yoga would not be quite so much work.”

Yoga is a mind and body practice that typically combines physical postures, breathing exercises, and relaxation. Researchers are studying how yoga may help improve health and to learn more about its safe use in older adults.

Recent studies in people in their late 40’s have found that yoga is helpful in reducing chronic low-back pain and improving function. However, evidence is not yet available on its effectiveness and safety for older adults.

If you’re thinking about practicing yoga, keep the following in mind:

Put safety first. Yoga is generally safe in healthy people. However, if you have special health considerations such as a joint replacement, arthritis, balance problems, high blood pressure, glaucoma, or other health issues, talk with your health care provider before starting yoga. Start with an appropriate yoga class—such as one called Gentle Yoga or Seniors Yoga—in order to get individualized advice and learn correct form.

Look for a well-trained instructor who’s attentive to your needs. Ask about the teacher’s experience and training. Standards for teacher training and certification differ depending on the style of yoga. The International Association of Yoga Therapists has developed standards for yoga therapy requiring at least 800 hours of training.

Practice mindfully. Be sure to let your yoga teacher know about any medical issues you have and ask about the physical demands of yoga. Listen to your body. Yoga poses should be modified based on individual abilities. Be careful to avoid overstretching. Because older adults are at higher risk of developing strains and sprains when doing yoga, you may need to modify or avoid some poses to prevent injury.

Help fight Medicare fraud

Medicare fraud wastes a lot of money each year and results in higher health care costs and taxes for everyone. There are con artists who may try to get your Medicare Number or personal information so they can steal your identity and commit Medicare fraud.

Guard your Medicare card like it’s a credit card. Give your Medicare Number only to people you know should have it. Medicare, or someone representing Medicare, will never contact you for your Medicare Number or other personal information unless you’ve given them permission in advance. Learn more about the limited situations in which Medicare can call you.

New Medicare cards

To help protect against identity theft, Medicare has mailed new Medicare cards to people with Medicare. Your new card has a new Medicare Number that’s unique to you, instead of your Social Security Number.

Learn more about your Medicare card

Learn how to protect your Medicare Number and other personal information

Spot and report Medicare billing fraud

Protect yourself and Medicare against fraud by reviewing your Medicare claims for errors, looking for other types of fraud, and reporting anything suspicious to Medicare.

Learn how to spot fraud

Learn how to report fraud

Learn more tips to help prevent Medicare fraud

Protect yourself, your loved ones, and Medicare from fraud

Find out what you need to know if you’re in, or thinking about joining, a Medicare health or drug plan

Learn more about protecting yourself from fraud by contacting your local Senior Medicare Patrol (SMP). Find the SMP in your state.

Answers to Questions About Medicaid Paying for Long-Term Care

Marlo Sollitto contributing writer Aging Care

Seventy percent of people over the age of 65 will need long-term care services. Many people believe that Medicaid will cover all the costs of long-term care. However, while Medicaid does cover some of the costs of long-term care, you must meet many eligibility requirements – and they vary greatly from state to state. To qualify for Medicaid, you must meet three categories of requirements: eligibility, functional and financial requirements.

This raises many questions among caregivers and their elderly parents regarding the financial requirements necessary to quality for long-term care Medicaid coverage. Here are some of the most common questions and answers regarding Medicaid and long-term care, provided by the National Clearinghouse for Long-Term Care.

How much can I have in assets and still qualify for Medicaid?

Asset levels vary from state to state. States have the option to raise the minimum amount. In most states, you can have only about $2,000 in countable assets (check with the Medicare.gov website for the most up-to-date asset amounts). In most states, married couples can only have about $3,000 in countable assets if they are still living in the same household.

If one spouse lives in a long-term care facility and the other spouse is still living at home, Federal law allows the spouse at home to keep more assets. In general, the spouse who lives at home is allowed to keep half of the married couples’ combined assets, subject to both a minimum amount and a maximum amount.

How does Medicaid evaluate assets?

Medicaid evaluates all assets to determine whether you meet the state’s financial criteria for eligibility. You will be required to provide documentation of all assets.

What if assets exceed the Medicaid-allowed limit?

If your assets exceed the amount allowed by Medicaid, the application will be denied. If denied, Medicaid informs you how much of your assets exceed the allowances. If you feel the asset evaluation is incorrect, you have the right to appeal the state’s determination. Or, you can choose to reduce assets to become eligible in the following ways:

Convert funds to non-countable assets such burial arrangements.

Pay existing debts such as insurance and taxes.

Spend the money on medical needs and day-to-day health care maintenance needs.

Under Federal law, a person applying for Medicaid cannot reduce or transfer assets to others (for example, children) for the purpose of qualifying for Medicaid coverage of long-term care services. Doing so may result in a significant penalty period. During that time, even if assets have been totally depleted, you will be unable to receive Medicaid payment for long-term care.

Facts about aging and alcohol

Anyone at any age can have a drinking problem. Uncle George always liked his liquor, so his family may not see that his drinking is getting worse as he gets older. Grandma Betty was a teetotaler all her life until she started having a drink each night to help her get to sleep after her husband died. Now, no one realizes that she needs a couple of drinks to get through each day.

These are common stories. The fact is that families, friends, and healthcare workers often overlook their concerns about older people drinking. Sometimes trouble with alcohol in older people is mistaken for other conditions related to aging, for example, a problem with balance. But, how the body handles alcohol can change with age. You may have the same drinking habits, but your body has changed.

Alcohol may act differently in older people than in younger people. Some older people can feel “high” without increasing the amount of alcohol they drink. This “high” can make them more likely to have accidents, including falls and fractures and car crashes. Also, older women are more sensitive than men to the effects of alcohol.

Drinking too much alcohol over a long time can:

Lead to some kinds of cancer, liver damage, immune system disorders, and brain damage

Worsen some health conditions like osteoporosis, diabetes, high blood pressure, stroke, ulcers, memory loss and mood disorders

Make some medical problems hard for doctors to find and treat—for example, alcohol causes changes in the heart and blood vessels. These changes can dull pain that might be a warning sign of a heart attack.

Cause some older people to be forgetful and confused—these symptoms could be mistaken for signs of Alzheimer’s disease.

Learn more about how alcohol affects older women.

How Alcohol Affects Safety

Drinking even a small amount of alcohol can lead to dangerous or even deadly situations. Drinking can impair a person’s judgment, coordination, and reaction time. This increases the risk of falls, household accidents, and car crashes. Alcohol is a factor in 30 percent of suicides, 40 percent of crashes and burns, 50 percent of drownings and homicides, and 60 percent of falls. People who plan to drive, use machinery, or perform other activities that require attention, skill, or coordination should not drink.

In older adults, too much alcohol can lead to balance problems and falls, which can result in hip or arm fractures and other injuries. Older people have thinner bones than younger people, so their bones break more easily. Studies show that the rate of hip fractures in older adults increases with alcohol use.

Adults of all ages who drink and drive are at higher risk of traffic accidents and related problems than those who do not drink. Drinking slows reaction times and coordination and interferes with eye movement and information processing. People who drink even a moderate amount can have traffic accidents, possibly resulting in injury or death to themselves and others. Even without alcohol, the risk of crashes goes up starting at age 55. Also, older drivers tend to be more seriously hurt in crashes than younger drivers. Alcohol adds to these age-related risks.

In addition, alcohol misuse and abuse can strain relationships with family members, friends, and others. At the extreme, heavy drinking can contribute to domestic violence and child abuse or neglect. Alcohol use is often involved when people become violent, as well as when they are violently attacked. If you feel that alcohol is endangering you or someone else, call 911 or get other help right away.

For More Information About Alcohol Use and Safety
National Institute on Alcohol Abuse and Alcoholism
National Institutes of Health
1-888-696-4222
[email protected]
www.niaaa.nih.gov

Administration’s drug rebate plan provides welcome relief to the chronically ill

“I hope this does reduce my out-of-pocket drug bills.”

by Kenneth E. Thorpe

The Trump administration has a new plan to reduce Americans’ out-of-pocket drug bills. It’s sure to face opposition from entrenched special interests. But if the administration succeeds in implementing the plan, patients will greatly benefit.

The proposed rule would reform how drug companies and insurers interact, especially in Medicare’s Part D prescription benefit, which covers about 45 million seniors and Americans with disabilities. The government doesn’t administer its own prescription plans. Instead, it allows private insurers to sell coverage to beneficiaries. 

Those insurers decide which drugs to cover and use this power as negotiating leverage. Through the “pharmacy benefit managers” they hire to administer their benefits, insurers pressure pharmaceutical companies to offer big rebates on medicines.

These rebates aren’t shared at the pharmacy with patients, though. So the bigger the rebate, the more money insurers and PBMs earn. Insurers typically use the savings they wrangle to lower premiums for their entire beneficiary pool; PBMs typically keep their share of the savings. 

The administration’s proposed rule, if enacted, would force insurers to use share any discounts at the point of sale, thus reducing patients’ out-of-pocket costs. 

The rule wouldn’t just save patients money. It would also improve patients’ health by making it easier to afford a wider range of drugs. Insurers would no longer have an incentive to steer patients towards more expensive products with substantial, hidden discounts.

Consider how insurers currently block patients from accessing “biosimilars,” which are knockoff copies of “biologic” medicines. Biologics are complex drugs grown from living cells. 

Biosimilars aren’t technically generics, since there are slight molecular differences between biosimilars and the biologics they mimic. They almost always work as well as they’re brand-name counterparts, but are notably less expensive.

Insurers often refuse to cover biosimilars, since manufacturers offer few discounts. They instead cover the higher-priced, innovator biologics that come with big, hidden rebates. 

For instance, nearly all Medicare prescription drug plans cover the brand-name diabetes biologic Lantus, but only 17 percent cover its biosimilar, Basaglar. 

Such behavior hurts patients. Many patients skip doses or decline to fill their prescriptions due to high out-of-pocket costs. It’s estimated that so-called drug “non-adherence” causes 125,000 deaths each year.  

Luckily, the administration’s new proposal prohibits drug companies from offering rebates to Medicare Part D insurers, unless those insurers use the savings to reduce patients’ out-of-pocket costs.  

Thanks to this rule, insurers would no longer have a reason to steer patients towards expensive brand-name drugs when low-cost generics and biosimilars are available. The reform could save Medicare Part D beneficiaries as much as $25 billion by 2029.  

Under the status quo, insurers face perverse incentives to steer patients towards higher-cost drugs. The administration’s proposed rule would fix this broken system, save patients money, and give them access to a wider range of lifesaving medicines. 

Kenneth E. Thorpe is a professor of health policy at Emory University and chairman of the Partnership to Fight Chronic Disease. This piece originally ran in the Buffalo News.

Help others to learn to improve their reading and writing skills

“This is great, next we can read the Ventura Breeze.”

Ventura County Library Adult Literacy READ Program is now recruiting adult volunteer tutors who would like to help other adults improve their reading and writing skills. No teaching experience is required and the training is free. The next five-week tutor training series in Ventura will be starting soon.

The READ program trains adult volunteers to provide free one-to-one reading instruction for adults in need of basic literacy skills. Instruction in basic literacy includes the development of phonetic reading skills combined with communication skills. Ventura County Library is encouraging residents to take this opportunity to volunteer as a tutor or encourage someone you know to take advantage of the free program.

After completion of the five-week training, tutors will meet with their adult learners at the Hill Road Library in Ventura. Tutoring is scheduled by the availability of the tutors and the learners.

Illiteracy is an issue that can be debilitating in so many ways for adults who never received the proper instruction. Adults who are unable to read have a much more difficult time with many daily activities that others may take for granted, along with a clear disadvantage in today’s competitive job market.

For more information about how you can support literacy and make a difference in someone’s life, call (805) 677-7160.

Do’s and don’ts for getting some solid shut-eye

“I sure wish I could get some sleep.”

Getting some shut-eye can be one of the best parts of the day, but as you age, it can become more difficult to do so. Older adults can have a more difficult time getting to sleep, whether it is due to medications, stress, or other factors.

Anh Nguyen, PACC Resource for Ensign Services, says many elderly people suffer from insomnia and are sleepy during the day. “Excessive tiredness is not only frustrating, but it can lead to difficulty driving and performing other daily activities,” she says. “It is important for people suffering from sleep problems to talk to their doctor about changes that can help them sleep better.”

Although sleep troubles are common among the elderly, you don’t have to chalk it up to getting older. Some lifestyle changes can make a big difference in getting a good night’s sleep. Here are a few things you can do-or not do-to make your sleep more sound.

If you are having trouble sleeping at night, it is important to talk to your doctor before you head to the pharmacy and grab some over-the-counter sleep aids. A recent poll found that 46 percent of older adults have trouble falling asleep one night or more each week, but most of them did not talk to their doctor about the problem. Of those polled, 14 percent said they regularly take a medication or supplement to help them sleep. However, sleep aids are not meant to be used long-term and can cause problems for elderly individuals. Older people can experience confusion, constipation, and a higher risk of falls. Before reaching for a sleep aid, talk to your doctor about the best way to tackle your sleepless nights.

People who have trouble sleeping may use alcohol to help them fall asleep. While alcohol can make a person fall asleep faster, it can also have some unintended consequences that lead to a lower quality of sleep. Alcohol can cause a person to wake up frequently at night and earlier in the morning, both of which may make a person tired during the day.

A major contributor to disrupted sleep and feeling tired during the day is sleep apnea, though many people may not know they have it. Sleep apnea causes a person to stop breathing for periods as they sleep. If people tell you that your snoring can be heard in other rooms or that you stop breathing at night, talk to your doctor about getting tested for sleep apnea.

One tip that is often recommended for better sleep is something called “sleep hygiene.” Sleep hygiene includes all the activities you do during the day that affect how well you sleep at night. Good sleep hygiene practices include establishing a regular bedtime, staying away from caffeine within a few hours of bedtime, and starting a pre-bed ritual. It also helps to take a short afternoon nap and exercise regularly.

Make your bed and your bedroom a restful sanctuary. Keep it cool, dark, and quiet. Try using blackout curtains to limit the amount of light entering your room. Visit a website like soundproofexpert to learn more about how to soundproof your walls to ensure that you won’t be woken by loud noises and disruption. You could even invest in some earplugs if your house is particularly noisy at night. Make your room a calm place, without bright and loud electronics. Keep a book by your bedside rather than a screen.

If going to sleep is difficult for you, you are not alone. Many older adults have a hard time falling asleep for a variety of reasons. Give these tips a try, and be sure to talk to your doctor about any underlying problems that could be contributing to your sleep issues.

Senior Nutrition Lunch Program

Ventura provides nutritious meals for older adults.

The Senior Nutrition Lunch Program (SNP) is a partnership between the City of Ventura and the Ventura County Area Agency on Aging (VCAAA).

The City of Ventura provides nutritious meals for older adults in Ventura County through the Senior Nutrition Program (SNP), which includes Congregate and Home-Delivered Meal (HDM) services.

All SNP meals are approved by our Registered Dietitian to meet U.S. Dietary Guidelines for Americans and geared toward the Dietary Reference Intake (DRI) and Adequate Intake for vitamins and elements for older, frail adults. These meals provide a minimum of one-third of the DRI and accommodate diabetic and low-sodium diets.

The SNP program provides a nutritious lunch that includes a hot entrée, salad bar and fresh fruit & vegetables.

When: Monday-Friday from 11:30am-12:30pm

Where: Ventura Avenue Adult Center (VAAC); 550 N. Ventura Ave

Additional Information: Seating is on a first come, first serve basis. A suggested donation of $3 per meal for people 60 years and over and a fee of $6.75 per meal for people under 60 years.

For more information about the Senior Nutrition Program, including Home Delivered Meals, please call 805-648-3035.

Food for Thought at Cypress Place Senior Living

Lunch is free, but space is limited.

Are you thinking about an Independent Living lifestyle outside of your own home? One where you no longer need to cook, take care of the water heater, leaky roof, or overgrown yard? Or perhaps you are just looking for a retirement living environment that provides more social interaction, and the opportunity to develop new friendships.

On Thursday May 2, from 12 noon to 2pm, Cypress Place Independent Living in Ventura will be offering a free Lunch & Learn presentation to discuss the Independent Living lifestyle.

Come discover what retirement living is all about – and when to know it is the right time to move. Experience a Cypress Place Senior Living chef prepared healthy buffet. Enjoy exploring the options available to active seniors not ready for assisted living, but ready to enjoy an enhanced, vibrant lifestyle outside of their own home.

Lunch is free, but space is limited, so please call 805-650-8000 to rsvp.

Cypress Place Independent Living is at 1220 Cypress Point Lane, Ventura. To learn more about Cypress Place Senior Living of Ventura, visit their web site at www.cypressplaceseniorliving.com.

The report outlines six key areas to support continued independence for the aging

On March 5, 2019, the White House Office of Science and Technology Policy released a report designed to identify innovations with the potential to improve the lives of older adults and persons living with disabilities. The report, Emerging Technologies to Support an Aging Population, was drafted by experts convened by the National Science and Technology Council from across the Federal government—including NIA. The expert panel was co-chaired by NIA’s Dr. Nina Silverberg and Dr. Michele Grimm of the National Science Foundation.

The report outlines six key areas in which technology can support continued independence for aging Americans and identifies research and development needs to make these innovations a reality. These are:

Key activities of independent living, including technologies to support good nutrition, hygiene, and medication management.

Cognitive skills, including technologies to help older adults monitor changes in their cognition and technology-based systems to help older adults maintain financial security.

Communication and social connectivity, including video calling and other technologies that connect older adults and far-away friends and relatives.

Personal mobility, including technologies to help people move safely and easily throughout their homes and communities.

Access to transportation, including vehicle modification and supports to help older adults more easily and safely access public transportation.

Access to healthcare, including technologies to align and coordinate care.

In addition to the six areas above, the report identifies cross-cutting themes that are critical to ensuring new technologies are widely adopted by the older adult population, including intuitive design, user-friendly interfaces, and strong privacy and security infrastructure.

The report is designed to serve as a guide to the public and private research and development sectors to ensure that older Americans benefit from technological advances we’re making today and will continue to make in the future.