Category Archives: Business

SBA offering disaster assistance to Ventura businesses and residents affected by Dec. 2023 storm and flooding

The U.S. Small Business Administration (SBA) announced it is offering disaster assistance to Ventura businesses and residents affected by the Dec. 2023 storm and flooding.

Low-interest federal disaster loans are available to California businesses and residents affected by the December 2023 Storm and Flooding that occurred Dec. 21 – 23, 2023, announced Administrator Isabella Casillas Guzman of the U.S. Small Business Administration. SBA acted under its own authority to declare a disaster in response to a request SBA received from Gov. Gavin Newsom’s authorized representative, Director Nancy Ward, of the California Office of Emergency Services, on Jan. 9, 2024.

The disaster declaration makes SBA assistance available in Kern, Los Angeles, Santa Barbara and Ventura counties.

“SBA’s mission-driven team stands ready to help California’s small businesses and residents impacted by the storm and flooding,” said Administrator Guzman. “We’re committed to providing federal disaster loans swiftly and efficiently, with a customer-centric approach to help businesses and communities recover and rebuild.”

“Low-interest federal disaster loans are available to businesses of all sizes, most private nonprofit organizations, homeowners and renters whose property was damaged or destroyed by this disaster,” said Associate Administrator Francisco Sánchez of the U.S. Small Business Administration’s Office of Disaster Recovery & Resilience. “Beginning Saturday, Jan. 13, SBA customer service representatives will be on hand at the following Disaster Loan Outreach Center to answer questions about SBA’s disaster loan program, explain the application process and help each individual complete their application,” Sánchez continued. The center will be open on the days and times indicated below until further notice. No appointment is necessary.

Disaster Loan Outreach Center
South Oxnard Branch Library
4300 Saviers Rd.

Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. SBA can also lend additional funds to help with the cost of improvements to protect, prevent or minimize disaster damage from occurring in the future.

For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size, SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic injury assistance is available regardless of whether the business suffered any property damage.

Disaster loans up to $500,000 are available to homeowners to repair or replace damaged or destroyed real estate. Homeowners and renters are eligible for up to $100,000 to repair or replace damaged or destroyed personal property, including personal vehicles.

Interest rates can be as low as 4 percent for businesses, 3.25 percent for private nonprofit organizations and 2.688 percent for homeowners and renters with terms up to 30 years. Loan amounts and terms are set by SBA and are based on each applicant’s financial condition.

Interest does not begin to accrue until 12 months from the date of the first disaster loan disbursement. SBA disaster loan repayment begins 12 months from the date of the first disbursement.

Applicants may apply online and receive additional disaster assistance information at Applicants may also call SBA’s Customer Service Center at 800-659-2955 or email [email protected] for more information on SBA disaster assistance. For people who are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.

The deadline to apply for property damage is March 11, 2024. The deadline to apply for economic injury is Oct. 10, 2024.

Business Profile: Joe Parisi, Residential Loan Officer

After more than two decades of commuting from the San Fernando Valley to C Street for surf sessions, Joe Parisi, alongside his wife Tammy of 46 years, decided to permanently relocate to Ventura. Eight years ago, they invested in a weekend home in the Ventura Keys, savoring the local vibe, surf spots, and fulfilling Joe’s dream of boat ownership. Almost every weekend, they would make the trek on Friday afternoon, returning to the Valley for Joe’s work as a residential home loan officer. When the pandemic struck, Joe, like many, pondered the expense of maintaining two homes and decided to sell both their Valley and Ventura Keys residences. Three years ago, they acquired their current home in the Pierpont Lanes.

With over 36 years in the industry, Joe continues to thrive, passionate about assisting people in achieving homeownership dreams and guiding them toward wealth accumulation. The satisfaction of aiding a first-time homebuyer remains a highlight of his job, along with the challenge of salvaging deals when other lenders stumble.

Joe handles financing on everything from small condominiums to multi- million-dollar homes, and 1-4 unit investment properties.  As a mortgage banker and mortgage broker, Joe has access to hundreds of loan products to suit all needs. For more information, please email [email protected], call (818) 687-6047 or visit

Business Profile: Expert in Accounting and Business Advisory Transforming Enterprises

In the dynamic world of business, having an expert who not only understands the numbers but also the unique needs of each company is invaluable. In this context, we highlight Rosi Barragan, a Certified Public Accountant with an impressive track record in creating and advising small businesses.

With studies in International Business and Marketing, Rosi has dedicated a significant part of her career to the development of operational and administrative processes, providing solutions that thoroughly understand the needs of businesses and their owners or investors. Her focus is on offering peace of mind and quality of life to entrepreneurs through solid financial strategies and customization of accounting systems.

What sets Rosi apart is her outstanding certification in Quickbooks Online in the U.S., positioning her as an expert in efficient accounting. Her passion for providing tools that bring tranquility stands out among similar services.

Based in Ventura, CA, Rosi Barragan offers her services throughout the United States. Her commitment to transparency and legality is reflected in the use of accounting concepts accepted by the IRS, ensuring that her clients receive accurate information and comply with tax regulations.

If you are looking for someone who not only crunches the numbers but also understands the essence of your business, Rosi Barragan is the ideal choice. Transform your company with expert and personalized advice that exceeds expectations.

Business Profile: CRAVE introduces “ROAST & AROMA”

The Ventura Chamber held a ribbon cutting at CRAVE.

The development of Gelato Kofi Bar’s captivating design unfolded serendipitously, marked by meaningful encounters with skilled artisans that blossomed into cherished friendships and mentorships. This unique connection shaped the foundation of CRAVE’s distinct approach. They celebrated the New Year with a Ribbon Cutting on January 12th, bringing the community together and kicking off an exciting, SWEET 2024!

CRAVE’s mission goes beyond being just an establishment; it aims to strengthen community bonds. CRAVE introduces “ROAST & AROMA” tasting social experiences, the tastings that delve into the origins of the beans, the farmers, and the cultivation process. It’s an invitation to discover a whole new coffee experience, crafted with purpose and passion.

Enriching the community further, CRAVE will be launching quarterly Art Talk and social events, showcasing local painters, photographers, and like-minded artisans. The first gallery and Art Talk event, featuring the talents of Mouserawk, will be on January 21st from 4-6 pm with nostalgic Vinyl-Cover music. Patrons can also join CRAVE every Sunday afternoon for live jazz sessions from 12-3 pm. Amidst harmonious tunes, one can stroll along Portside Ventura Harbor, enjoying the beautiful promenade while taking in spectacular Ventura sunsets.

CRAVE’s new 2024 logo captures the essence of its coastal location, alongside with a series of upcoming offerings. These include handcrafted gelato pints to take home, crafted cold-brews in refillable growlers, and an array of merchandise such as stickers, aprons, and t-shirts.

Stay tuned for additional information as CRAVE continues to unfold its commitment to community, sustainability, and a rich, immersive coffee culture. For more information, follow CRAVE on Instagram @gelatokofibar. Mention the BREEZE for $1 off $10 Purchases.

Business Profile: Portside Ventura Harbor 2023 Recap: A Year of Community and Growth

In the vibrant heart of Portside Ventura Harbor, 2023 was a year filled with growth, community engagement, and exciting new developments.

New Addition: Crave Gelato Kofi Bar:

A standout introduction to our vibrant community was the addition of Crave Gelato Kofi Bar. Offering a delightful array of organic drinks, gelato, pastries, and focaccia bread, Crave quickly became a cherished spot for residents and visitors alike.

Thriving Event Calendar:

Portside Ventura Harbor hosted over 20 events in 2023, drawing a combined attendance of 5,000. Residents and visitors alike reveled in the diverse range of gatherings, creating memorable moments and strengthening community bonds.

Community Favorites:

Regularly scheduled events became community favorites, with Movie Night Under the Stars enchanting audiences every third Friday. Likewise, the Pop-Up Market, held every first and third Saturday, continued to be a hub for unique local finds and shared experiences.

Enriching Lives: NeuroBoxing Fight Camp Joins Us:

The 2024 year kicked off with the warm welcome of NeuroBoxing Fight Camp, a non-profit dedicated to exercise, neurological rehabilitation, and physical therapy. Committed to providing a fighting chance against debilitating diseases, this addition enriched our community with purposeful initiatives.

Business Profile: Strategic Path Financial Group

Tom A. Tyo, MBA, expertly intertwines his lifelong passion for sports, notably soccer, with a distinguished role as an advanced referee with the United States Soccer Federation.

Beyond his professional pursuits, Tom is committed to instilling the vital importance of financial planning within his family. Navigating the complexities of financial management, he underscores the necessity for a robust retirement plan to achieve long-term goals, particularly as his two college age children are currently pursuing academic and professional success. Amidst his professional commitments, Tom finds solace and rejuvenation in outdoor pursuits, including hiking, beach outings, motorcycle rides, and playing golf. Tom’s passion for exploration extends to travel, where he, accompanied by his better half named Wendy, eagerly explores new destinations, adding a touch of cultural enrichment to their lives.

Tom’s transition to a seasoned retirement planner is anchored in real-life experiences, having borne witness to the financial tribulations faced by his affluent uncle. A construction executive by profession, his untimely demise in a nursing home serves as a poignant cautionary tale.

Tom’s forthcoming book, “Rich Uncle Mistakes: A Retirement Planning Guide to Help You Avoid the Mistakes That Saw My Millionaire Uncle Die Penniless,” is a testament to his commitment to disseminating sound retirement planning practices and financial literacy. Tom earned an undergraduate degree from San Diego State University, and later achieved a Master of Business Administration degree, further enriching his financial acumen. With over a decade of experience in the financial services industry, including noteworthy roles with a fortune 100 company, Tom founded Strategic Path Financial Group, LLC in April 2019. In his current role as Managing Director, Tom remains dedicated to providing unparalleled financial guidance and personalized advice.

As a retirement planner, Tom offers financial advice and personalized guidance. He takes a comprehensive approach to understand each client’s unique needs. With an impassioned commitment to assisting individuals and families in achieving financial security and success, Tom stands as a trusted advisor to clients across Ventura County, California, Washington, and Nevada, embodying both local credibility and professional reliability. Go online to or call our office (805) 392-3205 to request your FREE essential reports today!

Zoppé: An Italian Family Circus Transports Ventura Families to Venice with Carnevale di Venezia

At the center of it all is the Zoppé family.

The Ventura County Fairgrounds is set to be transformed into a spectacle of wonder and awe as Zoppé: An Italian Family Circus brings Carnevale di Venezia to life from December 15-January 1, 2024. The entire family will travel on an exquisite journey through time, delving deep into intrigue, extravagance and celebration of life and art that is the essence of Venetian Carnevale. Co-produced by Luca Colferi, esteemed director of Campagnie de Calza—one of the world’s oldest theater companies hailing from Venice—this show promises an unparalleled experience of wonder, artistry and family-friendly entertainment.

Zoppé Family Circus brings the spirit of Venice to life with meticulously crafted costumes and masks handmade in the heart of the city. Traditional Venetian music sets the stage for a 500-year-old commedia preshow that takes place in front of the Big Top, offering a glimpse into the rich cultural tapestry of this historic carnival. At the conclusion of the commedia preshow, guests are immersed in Carnevale as they walk across a bridge and through the Zoppe passport office, getting their Zoppe passport stamped for Venice.

Performances large and small captivate audiences with incredible human talent. The Zoppé Acrobatic Troupe performs on the Chinese Poles, a staggering demonstration of strength and balance where acrobats climb and jump between tall poles. Canine capers bring humor, jugglers display dexterity and timing, and two majestic horses thunder around the ring, ultimately joining the dogs for a unique horse and dog act. Performers hail from around the world, including a dynamic acrobatic limbo and dance act from Kenya and a touching father-daughter act from Mexico.

At the center of it all is the Zoppé family, with Giovanni Zoppé performing with his son and a special audience member, and his daughters wowing audiences with their aerial lyra artistry. The evening culminates in a dance procession to old world music that brings a feeling of nostalgia for simpler times. Representing 7 generations of circus artists, the Zoppé family invites you into their Big Top home to experience the true meaning of circus–family, support and community.

While in Ventura, the Zoppe Family Circus will host two special events: Circus Camp and a New Year’s Eve Under the Big Top. Circus Camp teaches the circus arts to children right in the ring, and more importantly teaches the art of self confidence. Camp takes place December 26-29 for children from 7-15 years old and culminates in a family show the final hour of camp.

New Year’s Eve Under the Big Top is the perfect family tradition with the entertaining Carnevale di Venezia performance plus party favors and a countdown to a balloon drop at the finale of the show. The whole family can ring in the New Year together early!

Business Profile: ABC Rugs Kilims: Weaving Stories of Tradition and Elegance in Oxnard

ABC Rugs Kilims is more than just rugs.

Located in Oxnard, ABC Rugs Kilims is not just a store but a testament to the rich tapestry of life, culture, and art. Founded by Mano Zandi in 1975, the journey began in Spain, where his love for art and rugs took root. Since then, ABC Rugs Kilims has evolved into a global destination, with branches in Canada and LA before finding its current home in Oxnard in 2022.

Mano and several partners / investors behind ABC Rugs Kilims bring not only a diverse cultural background but also a commitment to excellence. With a collection curated over decades, their one-of-a-kind rugs are personally chosen for quality, colors, designs, and various sizes. Setting themselves apart, they proudly match prices and offer an additional 20% discount against competitors, ensuring unparalleled value.

What truly distinguishes ABC Rugs Kilims is the personalized touch. From lifetime warranties to 6 months of interest-free payments, Mano Zandi goes above and beyond to cater to his customers’ needs. Specialized orders, whether it’s a unique size, color, or design, are crafted with precision, attracting a diverse clientele, including notable figures like Beau Bridges, Bob Safari and family of Michael Jackson along with many more other celebrities.

But ABC Rugs Kilims is more than just rugs; it’s a haven for home decor enthusiasts. The store boasts a captivating collection of famous oil paintings from Spain, France, Italy, and alongside Persian Miniature fine art handmade paintings. Antique enthusiasts can find treasures like authentic Art Antique Persian engraved brass vases and timeless antique furniture.

One of the partners will soon be retiring. As the dynamic duo and some other partners embark on this journey, ABC Rugs Kilims invites you to partake in their grand retirement sale. 

With over 35,000 items to choose from, this is a rare opportunity to own a piece of art, culture, and history. Whether you’re a homeowner, a fellow rug store, or an interior designer, ABC Rugs Kilims welcomes you to experience the allure of tradition and elegance in the vibrant city of Oxnard. 

Come and explore the world woven into every rug, kilim and discover the great opportunity that awaits you.

Local entrepreneur transforms passion into thriving beauty business

The Ventura Chamber held a ribbon cutting at Ambitious Beauty on December 9.

In 2019, Kimberly Ramos embarked on a journey that transformed her passion into a successful beauty business. Initially working a 9-5 job, Kimberly’s pivotal moment occurred during a trip to Mexico, where a less experienced beautician sparked her interest in nail art. Inspired, she began practicing on herself, later extending her skills to friends and family.

Frustration with her corporate job reached a tipping point, leading Kimberly to resign and take a leap of faith. Armed with determination, she initiated her beauty venture with a humble cardboard box as a makeshift table, leveraging social media for marketing. Soon after, she caught the attention of a local business, securing her first professional opportunity. Following that success, Kimberly dedicated time to honing her skills, earning her licenses and certifications.

Kimberly specializes in lash extensions, facials, and body contouring, utilizing a noninvasive slim massage method to eliminate stubborn fat and tone the body without resorting to surgery or downtime. Beyond her clientele, Kimberly is dedicated to empowering other women by imparting the artistry of lash extensions, body sculpting, and nails through her teaching initiatives.

Amidst her busy schedule, Kimberly finds solace in taking long walks on the beach with her faithful companions, Kobe and Canela. Her story serves as an inspiring testament to the possibilities that unfold when passion meets determination in the pursuit of one’s dreams.

Business Profile: Crumbl Cookies opens in Ventura

Zins has taken her love and passion for baking and turned it into a career.

Crumbl Cookies, a gourmet cookie store, has been serving Oxnard since 2022 and is now open in Ventura! With their iconic pink boxes and unique rotating menu, Crumbl is sure to have a flavor for everyone.

Local Crumbl franchise owner and operator Michelle Zins has taken her love and passion for baking and turned it into a career. Michelle, who is originally from Camarillo, left for Arizona to pursue a Bachelor’s Degree in Hotel and Restaurant Management at Northern Arizona University in 2013. After working many jobs in the hospitality field, from 5-diamond resorts to the conference and wedding industry, Michelle found that her passion lies in the restaurant business. During the pandemic, Michelle was furloughed from her job and ended up relocating back to her hometown of Ventura County. The one place she missed the most after moving back to California was Crumbl Cookies. Since there was not a Crumbl Cookies location within a 50-mile radius, Michelle knew that Crumbl was just what Ventura County needed! She is now the franchise owner of both the Oxnard and Ventura locations and has loved serving up fresh cookies to the community over the past few years.

Crumbl Cookies is a locally owned and operated gourmet cookie shop. It was founded in 2017 by two cousins. After developing a recipe for the perfect chocolate chip cookie, they opened their first location in Logan, Utah. As Crumbl continued to grow, they expanded their menu to include new flavors. They eventually began franchising their stores and now have over 800 stores nationwide! Crumbl specializes in weekly rotating cookie flavors that vary from raspberry cheesecake and Oreo crumb cake to lemon poppy and much more! Their award-winning chocolate chip cookies are always on the menu, along with an additional 5 flavors to make sure to satisfy any sweet tooth. Planning a holiday party, baby shower or wedding? Crumbl also offers catering in both regular sized and mini cookies! We offer in-store ordering, curbside, and delivery! Order on the Crumbl app or at today!

Visit us!
Crumbl Ventura
1708-C S Victoria Ave
Ventura, CA 93003
[email protected]

Crumbl Oxnard
365 W Esplanade Dr
Oxnard, CA 93036
[email protected]

Monday-Thurday 8am-10pm
Friday & Saturday 8am-12am
Sundays closed