The diagnosis of Alzheimer’s disease makes planning for the future more important than ever. Concerns about care provision and programs that can help offset costs mean that families need accurate information about legal and financial planning specific to the disease.
This program will cover information for families and individuals dealing with Alzheimer’s disease or a related dementia.
Topics covered will include:
Making legal plans that fit your needs
Legal documents you’ll need and what they mean for all of you
How to find legal and financial assistance
Practical strategies for making a long-term plan of care
Tax deductions and credits
Government programs that can help pay for care
Legal and Financial Issues will be held in the East and West parts of Ventura County. On Tuesday, August 15th from 10 a.m. to noon the class will be held at St. John’s Regional Medical Center Room 2 & 4 located at 1600 N. Rose Ave. in Oxnard. On Thursday, August 21st from 10 a.m. to noon the class will be held at the Simi Valley Senior Center located at 3900 Avenida Simi, Simi Valley. Attorney Craig Ploss will be the guest speaker. Call 800.272.3900 to register.
The First Memorial Honors Detail is followed by Pipe Major Bill Boetticher during the Salute Our Veterans celebration. Photo by Michael Gordon
The Salute Our Veterans celebration was held at Cypress Place Senior Living in Ventura on June 27. The ceremony not only honored veterans living at Cypress Place, but also all veterans in attendance, along with widows, widowers and parents of veterans.
The occasion also featured a free BBQ lunch, guest speakers and a Veteran’s Memorabilia Display and a retired bullet-riddled Bell UH-1 “Huey” medevac Army helicopter used in the Vietnam War, and “Touching History,” a private war memorabilia collection by Tom Weaver.
“The Salute Our Veterans event is one of our community’s most cherished traditions,” said Steve Spira, Cypress Place executive director. “The freedoms and opportunities we enjoy as citizens wouldn’t be possible without the bravery of the men and women who have served our country. It’s been an honor to share this small token of our appreciation for the past 10 years and counting.”
Cypress Place Senior Living 1200/1220 Cypress Point Lane
Golden Future Expos is pleased to announce the 7th Annual Golden Future 50+ Senior Expo to be held on Saturday, July 14. at the Ventura County Fairgrounds inside the San Miguel Expo Hall from 10:00am – 3pm.
The event will feature 60 vendors with products, services, and resources tailored for Baby Boomers, Seniors, Caregivers, and Friends/Family.
· Free Admission & Free Parking at the Fairgrounds!
Grand opening featured 3 ribbon cuttings. Photo by Michael Gordon
On Thursday, June 28 Pacifica Senior Living Oxnard held their grand opening featuring ribbon cuttings by the Ventura, Oxnard and Camarillo Chambers of Commerce. The hundreds of people attending the event enjoyed live music, great food and drinks and tours of the facility.
Pacifica Senior Living Oxnard provides luxury Assisted Living and specialized Memory Care in their new senior living community conveniently located in Oxnard.
Ken Mahler, Executive Director stated “We are proud of the outstanding reputation we have earned. It is a reputation built on strong values, a solid work ethic, and the best care and outside medical services available. At Pacifica Senior Living Oxnard, you will enjoy retirement lifestyle provided in a stunning setting; a lifestyle rich with services, amenities, and endless possibilities. Our goal is to help you will enjoy all that life has to offer.”
Complimentary transportation is provided to medical centers, shopping, and local dining areas. Enjoy the various cultural and educational opportunities, religious centers and more.
Remember how disappointed you felt when the bell rang signaling recess was over? Being active was fun back then and we couldn’t get enough of running, jumping, playing on swing sets and playing all kinds of ball games! So maybe it is time to make “exercise” fun again, especially if you are experiencing “motivation issues” to exercise or have “mobility challenges” like Parkinson’s Disease and other neurological challenges.
Come find out how to get excited about exercise (recess) again! The Ventura Parkinson’s Disease Support Group is pleased to welcome Lisa Oliver, Manager of Title Boxing Club in Newbury Park and Amber Stevens, Associate Executive Director of the Ventura Family YMCA as our special guests on Wednesday, July 11.
Lisa Oliver is the Director of their Rock Steady Boxing program. Lisa’s lifelong obsession with the sport of Boxing and commitment to health and fitness led to her dream job in 2013. In March 2014 Lisa and Yvette Israel, both Rock Steady Certified Coaches, helped create and now direct this nationally acclaimed Rock Steady Boxing program created in 2006 in Indiana and tailored specifically for people with Parkinson’s Disease. These non-contact boxing classes help Parkinson’s Disease sufferers fight back, take control of their lives, and have hope for the future by improving their balance, agility, endurance, mental focus, hand-eye coordination and overall strength .
Amber Stevens is the Associate Executive Director at the Ventura Family YMCA which has been serving the Ventura community since 1887. In her 17 years at the organization, she has an extensive background in aquatics and programming. Amber will share all things YMCA when she visits us at our meeting on July 11th. Are you interested in decreasing pain, improving mobility, flexibility and balance? The Y has something for everyone.
The Ventura Parkinson’s Disease Support Group welcomes the public, our members and their care-partners, and new friends who find themselves navigating the challenges of ageing, Parkinson’s Disease and other neurological conditions. Please feel free to join us Wednesday, July 11th from 1PM to 3PM at the Lexington Assisted Living, 5440 Ralston Street in Ventura. We are an independent and volunteer-organized group, not affiliated with or a part of any other organization or group. For more information, call me at 805-766-6070.
Thanks to the generosity of the Lexington Assisted Living, our meetings are held monthly. There is a drop-off/loading and unloading driveway in the front of the Lexington Assisted entrance. Extra parking is graciously available across the street in the Baptist Church parking lot. Reservations are not required. Attendees are invited to check in at the front desk for directions to the 3rd floor and sign-in at the meeting so we can keep in touch with you if you would like us to do so.
Social Security Column
by Jacqueline Zaragoza Social Security Public Affairs Specialist in Sierra West Area
Chances are good that you use the internet or a cell phone app every day. Social Security has you covered. We’ve created online tools to make the lives of millions of people easier. We’ve put together a top ten list of easy-to-use resources for you.
Want access to our latest news, retirement planning tips, and helpful information? Social Security Matters is our blog at blog.socialsecurity.gov. There, you can also connect with us on Facebook, Twitter, LinkedIn, and YouTube, where you can watch our popular videos.
Apply for Social Security benefits online. This is the fastest, most convenient way to apply for retirement, spouses, disability, or Medicare benefits without visiting a local office or calling to speak to a representative; we can be found online at www.socialsecurity.gov/benefits.
Verify your annual earnings and review estimates of your future Social Security benefits when you access your Social Security Statement, one of the many services available with a my Social Security account at www.socialsecurity.gov/myaccount.
Do you have to pay taxes on Social Security benefits? How do you apply for Social Security retirement benefits? What is your full retirement age? Discover the answers to your Social Security related questions at our Frequently Asked Questions page at www.socialsecurity.gov/faq.
Do you own a business? The Business Services Online Suite of Services allows organizations, businesses, individuals, employers, attorneys, non-attorneys representing Social Security claimants, and third-parties to exchange information with Social Security securely over the internet. Find it at www.socialsecurity.gov/bso/services.htm.
Have you dreamed of moving abroad? Learn how Social Security makes international payments and how you can do business with us from around the world at www.socialsecurity.gov/foreign.
Are you a veteran? Are you at mid-career? Maybe you’re new to the workforce. Find out how we fulfill your needs through life’s journey on our People Like Me page at www.socialsecurity.gov/people.
If you like to read and prefer to know all the details, our publications webpage is a library of helpful information. Access it at www.socialsecurity.gov/pubs.
We make things simple, easy to use, and beneficial. And we’re always here to help you secure today and tomorrow, www.socialsecurity.gov.
Cognitive health—the ability to clearly think, learn, and remember—is an important component of brain health.
Motor function—how well you make and control movements
Emotional function—how well you interpret and respond to emotions
Sensory function—how well you feel and respond to sensations of touch, including pressure, pain, and temperature
Manage chronic health problems like diabetes, high blood pressure, depression, and high cholesterol.
Consult with your healthcare provider about the medicines you take and possible side effects on memory, sleep, and brain function.
Reduce risk for brain injuries due to falls and other accidents.
Limit use of alcohol (some medicines can be dangerous when mixed with alcohol).
Quit smoking, if you smoke.
Get enough sleep, generally 7-8 hours each night.
Eat Healthy Foods
A healthy diet can help reduce the risk of many chronic diseases, such as heart disease or diabetes. It may also help keep your brain healthy.
In general, a healthy diet consists of fruits and vegetables; whole grains; lean meats, fish, and poultry; and low-fat or non-fat dairy products. You should also limit solid fats, sugar, and salt. Be sure to control portion sizes and drink enough water and other fluids.
Be Physically Active
Being physically active—through regular exercise, household chores, or other activities—has many benefits. It can help you:
Studies link ongoing physical activity with benefits for the brain, too. In one study, exercise stimulated the human brain’s ability to maintain old network connections and make new ones that are vital to cognitive health. Other studies have shown that exercise increased the size of a brain structure important to memory and learning, improving spatial memory.
Federal guidelines recommend that all adults get at least 150 minutes of physical activity each week. Aim to move about 30 minutes on most days. Walking is a good start.
For more information, see Go4Life®, NIA’s exercise and physical activity campaign for older adults.
Being intellectually engaged may benefit the brain. People who engage in meaningful activities, like volunteering or hobbies, say they feel happier and healthier. Learning new skills may improve your thinking ability, too.
Lots of activities can keep your mind active. For example, read books and magazines. Play games. Take or teach a class. Learn a new skill or hobby. Work or volunteer. These types of mentally stimulating activities have not been proven to prevent serious cognitive impairment or Alzheimer’s disease, but they can be fun!
Scientists think that such activities may protect the brain by establishing “cognitive reserve.” They may help the brain become more adaptable in some mental functions, so it can compensate for age–related brain changes and health conditions that affect the brain.
Be wary of claims that playing certain computer and online games can improve your memory and other types of thinking. Evidence to back up such claims is evolving. NIA and others are supporting research to determine if different types of cognitive training have lasting effects.
Connecting with other people through social activities and community programs can keep your brain active and help you feel less isolated and more engaged with the world around you. Participating in social activities may lower the risk for some health problems and improve well-being.
So, visit with family and friends. Join programs through your Area Agency on Aging, senior center, or other community organizations.
We don’t know for sure yet if any of these actions can prevent or delay Alzheimer’s disease and age–related cognitive decline. But some of them have been associated with reduced risk of cognitive impairment and dementia.
The event is free and open to the public. A complimentary barbecue lunch will be provided, courtesy of the community.
Fallen soldier display and Huey Army Medevac helicopter provided the backdrop for last year’s Salute Our Veteran’s event at Cypress. This year’s event will take place on June 27, from 11 a.m. to 1 p.m, at the senior community.
Cypress Place Senior Living 1200/1220 Cypress Point Lane
Older Americans are told they can rely on the Medicare Plan Finder tool to compare and choose the plan that best meets their needs. However, a new report co-authored by the National Council on Aging and the Clear Choices Campaign finds that the Plan Finder tool is not delivering on that promise.
The site is overwhelming, information is poorly presented, and the user design is potentially misleading—all of which confuses beneficiaries and can contribute to many making poor plan selections. Two of the biggest shortcomings are out-of-pocket cost information is difficult to understand and provider directories are difficult to navigate.
On a scorecard of the 12 features needed to support online enrollment choices, Medicare Plan Finder received A’s in only 2 categories – anonymous browsing and language accessibility – while it received 7 failing grades.
With 10,000 Boomers aging into Medicare every day, several improvements can and should be made to the basic features of the Medicare Plan Finder that would mirror technology advancements commonly found in the private sector and even on some of the Affordable Care Act public health exchange websites.
The key findings of the report are:
Out-of-pocket cost information is difficult to understand.
Provider and Pharmacy directories are difficult to navigate.
Plan comparisons do not permit inclusion of Medigap policies.
The website layout and display are confusing.
Language is not user-friendly.
Navigation and functionality are complex and inconsistent.
Human support is not available.
Information on quality Star Ratings is confusing.
Plan information is not customized well.
Information is not consistently accurate.
The report includes 11 key and 25 detailed recommendations that NCOA and Clear Choices believe will improve the Medicare Plan Finder and ensure that every beneficiary has access to the information they need to make the best Medicare decision for their situation.
by Jackie Zaragoza Social Security Public Affairs Specialist in Sierra West Area
You made the choice and now you are happily retired. You filed online for your Social Security benefits. They arrive each month in the correct amount exactly as expected. But, did you ever wonder if your Social Security check could increase?
Once you begin receiving benefits, there are three common ways benefit checks can increase: a cost of living adjustment (COLA); additional work; or an adjustment at full retirement age if you received reduced benefits and exceeded the earnings limit.
The COLA is the most commonly known increase for Social Security payments. We annually announce a COLA, and there’s usually an increase in the Social Security and Supplemental Security Income (SSI) benefit amount people receive each month. By law, federal benefit rates increase when the cost of living rises, as measured by the Department of Labor’s Consumer Price Index (CPI-W). More than 66 million Americans saw a 2.0 percent increase in their Social Security and SSI benefits in 2018. For more information on the 2018 COLA, visit www.socialsecurity.gov/cola.
Social Security uses your highest thirty-five years of earnings to figure your benefit amount when you sign up for benefits. If you work after you begin receiving benefits, your additional earnings may increase your payment. If you had fewer than 35 years of earnings when we figured your benefit, you will replace a zero earnings year with new earnings. If you had 35 years or more, we will check to see if your new year of earnings is higher than the lowest of the 35 years (after considering indexing). We check additional earnings each year you work while receiving Social Security. If an increase is due, we send a notice and pay a one-time check for the increase and your continuing payment will be higher.
Maybe you chose to receive reduced Social Security retirement benefits while continuing to work. You made the choice to take benefits early, but at a reduced rate. If you exceeded the allowable earnings limit and had some of your benefits withheld, we will adjust your benefit once you reach full retirement age. We will refigure your payment to credit you for any months you did not receive payments. Your monthly benefit will increase based on the crediting months you receive. You can find additional information about working and your benefit at www.socialsecurity.gov/pubs/EN-05-10077.pdf.
Retirement just got more interesting since you learned about potential increases to monthly payments. Social Security has been securing your today and tomorrow for more than 80 years with information and tools to help you achieve a successful retirement.